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(GME DD) One DD to rule them. One DD to find them. One DD to to bring them all and in the darkness bind them.

(GME DD) One DD to rule them. One DD to find them. One DD to to bring them all and in the darkness bind them.

Ok retards listen up. Been seeing lots of cucks writing small DD pieces of bullish or bearish shit. You cucks need to read this cos this is the whole fucking thing.

this is also basically my magnum fucking opus so upvote retards. Dont give me awards, legit go buy a powerup membership for a year. Cant tell you to buy shares because we gonna get closed down by SEC somehow.
im also not some fininacial advisor or whatever just read this and make your own conclusions degenerates. Im not fucking liable lmao but i am balls deep 125 shares @ 19 average now, its literally all I have on this earth.
TLDR: GME DD sumarized, Margin wont affect longs the same way as shorts right now. Dont buy shares on margin though and get ready to supply collateral regardless. Short interest is up and some smart retards are on our side. Read the post to raise your IQ from 8 to 9 though. 🐻 🌈s mega fuk and even posting high level bear shit to scare us.
Compulsory 7 rockets so you autists dont start having a seizure or something:
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Basically been seeing posts about "blah blah margin this, short interest this, WS to clever blah". Going to split this post into distinct sections but im no english degree cuck so dont expect any bear bloomberg level shit or something

1. GME is a fucking steal regardless of squeeze. Buy now or be left on a dying planet while we head to alpha fucking centauri.

So basically everyone here knows about Ryan cohen and his horsemen of the apocalypse coming to steal melvins lunch money. This man bought apple stock in 2017. Hes fucking rich. Hes also an eccommerce wizard, taking CHEWY from a measly 100k co-founded company to a $4 Billion company in 2017 at which point he sold it to petsmart or something. Its now valued at $40 Billion, granted anything eccommerce now gets money thrown at it like a stripper in a high flying strip club or some shit idk im a virgin so dont listen to me, so it may well be a bubble. Regardless the thing grows its revenue like bacteria doing binary fission on agar jelly 🚀🚀🚀🚀.
THEY SELL FUCKING PET FOOD. the market for that is like what? $1?. Gaming is going to the moon and is basically recession proof because of how cheap game is compared to other things for how much you get out of it. Any bears saying that Gamestop cant compete with digital or with amazon. Ryan cohen already slapped amazons head in with a no name brand. Hell fucking do it again. About digital everyone here already knows, microsoft deal, Ryan cohen also mentioned the possibility of having "Digital game exchanging" or something, image below.
Online trade ins. It says online.🚀🚀🚀🚀🚀🚀🚀
He also mentions streaming, digital content etc and aside from all the digital stuff wants GME to move to a community centric structure where big stores operate with VR centres, Internet cafe, table games like Dungeons and dragons and 40k (rapidly growing somehow will boom post covid) and as we now might know due to this post:
https://www.reddit.com/wallstreetbets/comments/kypuyb/gme_dd_buildapc_kiosks_coming/
BUILD YOUR OWN PC KIOSKS. This is the literal smell of money. Go to your Gamestop to build your PC with your kid? Gamestop is already the goto place wher your parents go to get you your latest digital fix so now they can go build PC's and it cant go tits up?
Now for some pussy boomer talk (aka fundametals or something).
The expected Q3 EPS was -0.84$ or something close to that. The actual loss was -0.53$ but boomzoids only talked about the revenue drop. No shit sherlock its closing all its dead weight stores.
In the holiday report I will talk about a bit more below, 11% of stores were closed and revenue dropped only 3%. Comparitive store sales increased nearly 5%. They cant get enough consoles to sell so expect the momentum to carry on for the whole year I expect. Eccommerce is up 300% over holidays. In Q3 they reported 800% to date. In 2020 Gamestops eccomerce went up 24x. YES YOU READ THAT RIGHT. Online sales now account for ~33% of Gamestops sales now. This is literally gold dust for ryan cohen.
We are still trading at 0.38 P/S at this price. The average P/S for the SP500 is 2.753. Massive upside on these two numbers alone.
Burry got in this for the MOASS and the intrinsic value. At the time intrinsic value was like $22 and this will pump up as RC takes it to new heights.
GME in Q3 somehow halved the expected loss. Big Bad Boomer sherman somehow didnt fuck it up that bad by saying "omnichannel" at the speed of light. Yes the revenue dropped 30% but thats covid for you. As the PC kiosk post above shows GME now sells small items basically so fast they have to have fake stock lmao. The new console cycle always spikes the share price sky high too, as youll see in a crayon drawing later. The potential revenue that this console cycle brings in could be huge. Biggest ever is potentially a true statement and Gamestop sells every fucker they get. Combine the fact that they share game pass ( a massive hit) revenue from the xboxes they sell, something no other retailer has, revenue could be sky high.
Now I know you autists are starting to develop short term dyslexia or something but keep reading. This could be the most important piece of shit you read in your life. How do you think I feel? My brains overheating just trying to write coherent sentences.
Holdiay report was a bear trap imo, saw people saying the decrease in revenue was bearish blah blah blah. Lies. Comparitve store sales rose 5% and thats with some towns having like 4 gamestops. When the leases dont get renewed and these stores get liquidated (Also in Ryan cohens letter) they can just get this influx of cash and pay down debt and invest in logistics and marketing and new growth. Gamestop realistically needs like 1/2 the stores they have now and just need to improve efficiency.
https://www.entrepreneur.com/article/349890 this article the messiah himself wrote. In it he states:
At Chewy, we had maniacal discipline when it came to how we spent money. The company-wide culture of frugality came from his example. Free cash flow was our unwavering governor of growth. We grew Chewy from $200 million in sales in 2013 to $3.5 billion in 2018 while spending only $130 million in capital, all of which went into opening distribution centers across the country and acquiring new customers.
Maniacal. Thats all I need to say. The guy is going to get to mars before papa musk and he wont even break a sweat. When FCF starts to catch up to WS expectations every analyst who donwgraded them is gonna get ditched and upgrades will start to happen.
So in the heading i said its a steal. That implies some future higher price target right? Well here is my guess for a conservative price target based on the information above and also some more I probably forgot cos im a retard.

The difference is where share price looks to be and where market cap places us is due to difference in outstanding shares (another reason shorts are fuk)
The difference is where share price looks to be and where market cap places us is due to difference in outstanding shares (another reason shorts are fuk)
This alone means if for not inflation adjusted terms we reached 9.8Bn or whatever the crayon chart says we should reach:
9.8/2.48 = ~3.95 3.95 * $35.5 = ~$140. The share price now to reach old mkt cap is $140 fucking dollars. Thats a 4 bagger from now. It gets better.
from statista :
Considering the annual inflation rate in the United States in recent years, a 2.24 percent inflation rate is a very moderate projection.
If we take 2.24% inflation, the this share price target in todays money means we should reach $182 because of $140 * 1.0224^12, = $182 in adjusted. Thats more than a 5 bagger. basically we could see $10 GME price from short manipulation and buying more is basically a lottery ticket!
I really dont understand the bear thesis. The only bear thesis ( short term this one) was that margin would affect longs more but I looked at it on ortex and its basically bullshit. Buy shares with cash though dont use margin. Own your piece of GME dont borrow it. Bears just spout "DigITaL" or "BlOCKbuSTER" so much Ryan tweeted a shit emoji at them. All the bears think theyre clever. What the fuck makes those cucks special? How are they different now than the ones from $2, or $4, or $10.
Bears are betting against:
Ryan fucking cohen, buisness legend CHEWY from 100k investment, now 40 billion
Michael burry, Investing legend, predicted the housing crisis and is in GME since april
u/DeepFuckingValue , the new WSB god chad, now basically a whale
Reggie Fils-Aimé, gaming and buisness legend, former COO of nintendo
Senvest, a mega fund thats actively managed
Norweigan sovereign wealth fund
Fidelity, Vanguard and blackrock own this shit and are never selling they literally dont give a shit
All of WSB has now formed a shield wall against the bears
Microsoft gave GME highly discounted azure deals and free office use for all employees and a revenue sharing agreement. Bears are stupid if they think MSFT didnt vet GME.

Some valid bear thesis left now (the only ones left) -- Ryan Cohen dies.

2. Now some analysis on the short squeeze and some technical data on puts and calls and ortex data.

Ok everyone on here and their cat, dog, bedbugs and wifes boyfriend knows about the squeeze. Jimmy chill aka cramer even talking about it. Gamestop is literally the most shorted stock of all time and space. The squeeze makes every autist salivate because its basically free money while cucking big money out of like what 1% of their fund.
Although I know all you cucks hate shares, and hate holding, if the squeeze doesnt happen selling is probably the most retarded thing anyone could do. Its literally buy high sell low and you fucking disgust me. STONK ONLY GOES UP.
This squeeze is so monumental that its been sucking sharks in like fresh blood. Most of the funds where shorting this from 30-15 dollars before this year so they didnt really care. It all changed with 2 people. u/DeepFuckingValue and Dr. Michael Burry. These guys are as OG as it gets with GME. I think u/DeepFuckingValue may have even sniffed this trade out before the legend himself. Since then funds will have churned this through their rules and started jumping on this train. Ive been in since $13 with 125 shares. If I had more money Id be buying but im just some stupid student ok. Im merely a medium for this money made information.
The stats for this stock now short wise are, from ortex:
Concrete short interest as of 31 December 2020: 71 Million.
Estimated short interest, January 11th data: (This isnt predicted, this is from data in flow, has margin of error) : 77 Million
Short shares on loan 7 days ago: 50 Million
Short shares on loan now (This breaks the bearish margin calls affect longs more thesis): 54.2 Million
% of known float short: 147% as of 31 December 2020
% of know free float on loaned shorts: 108% as of January 11th.
Some guy on here took into account extra buying on wednesday, Institutions, Burry, RC's extra 7% and WSB ownership (something so stupendously retarded no serious firm will do it) that float on short could be in the 100s of %. Total short float now I would say could be 200-400% if the numbers are correct. This pisses on all other short squeezes. Some countries ban shorting above 100% cos of how autistic it is.
The recent hike in interactive brokers available shares is probably a mix of sell off on friday (remember some guys are now buying lambos with GME money. If they held they could buy 10), calls exercising and puts being covered and brokers ditching the shares. Nakedshort even reported 5 million naked GME shorts on friday. This is bullish as fuck because the best the shorts could do on a red market day was -10%.
Gamestop is still on the SECs threshold list for 27 days now.
This shows naked short selling and downwards pressure hasnt capitulated
Need rockets 🚀 🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀:
Ok so now if WSB owns an estimated 6-8% of the stock and we all know to move over to cash accounts now to avoid margin calls, we should be minimizing longs getting margin called. Every bear on stockwits is a clueless cuck who spouts "blockbuster" and these guys dont even know what margin even is so my bet is the colossal 54 Million shares short on loan are gonna be affected by the margin calls more. Why? Because every long on margin is in the green, and now a true zealot/extremist/autist for ryan cohen so will supply their account with collateral to avoid margin call. Shorts are in the massive red zone. How do I know you ask?
Ortex data from Jan 4th 2021:
This is the data from ortex for short interest for Gamestop for Jan 4th
So this shows for jan 4th the estimated short interest is 66.98 Million shares. From the exchange reported 71 Million on december 31st this makes a lot of sense because the share price fell from ~21 to ~17 so shorts took profits. The shares on loan arent for longs too. This is all purely short data, and 47M shorted at $17 this shows.
These shorts are in a circle of hell we cant comprehend and makes satan scared.
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Now for the data for this week:

Ortex short data for Jan 14th for Gamestop
SHARES ON LOAN HAVE GONE UP. BUT 87% OF LOANED SHORTS WHERE SHORTING AT SUB $20.
Cost to borrow is also up, estimated short interest is up to a cataclysmic amount.
Longs on margin need to supply collateral, but we are in the massive green zone, shorts are underwater. Margin calls will ravage the shorts and sting the longs. We also have the uptick rule in place until the end of the day, so shorts can only short on the way up. Im not saying itll happen but this shit is skewed in our favour big time. we need to 💎🙌💎🙌💎🙌💎🙌💎🙌💎🙌💎🙌💎🙌.
🚀 🚀 🚀 🚀 🚀 🚀 🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀🚀
Seen a lot of talk about Gamma hedging and delta.
You realize that the fucking bankers and brokers dont understand gamma hedging right? That shits up their with the black-scholes equation and feynman-kac solution. Forget about it. The retards claiming to understand it are either payed by hedge funds or lose money. The guy who took out outs thinking options exercising and gamma hedging would lead to a collossal sell off on friday lost money on his puts because no one except some quants in a goldman sachs server room know this shit. The idea is simple about neutral delta on options that people take out, but the simple system interacts with every other thing in the stock market, and wow who couldve guessed it, like nearly any other element of the stock market predicting something by the day is nigh impossible. That guy talking about Gamma , Delta and margin calls is on weeklies. Hes no more autistic and equally retarded as all of us. Hes a chill guy though so dont berate a fellow brother.
Now weve established the likelihood of longs getting margin called is far smaller than shorts, on to the options distributions
Two images now: Top one is before the end of the 15th, the other one is after market close:

This shows the suspected melvin puts (51000 contracts, 5 Million shares, rolled up from july, strike price $24) and lots of big ITM calls.
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This shows the big put contract didnt get rolled over and the big ITM calls got exercised on friday. Large puts are underwater big timem while calls are in the big tendy zone.
These two graphs, show before market close and after. As we can see the massiver 51000 put contracts didnt get rolled over and the chances that those were melvins july puts rolled up is very high. They expired worthless. Lots of calls are printing big time while huge amounts of puts are worthless and bleeding money.
Something else we can extrapolate from the charts is that massive options trades are not present on the scale we saw before (tens of thousands).
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We are seeing a discrepancy in the number of puts/calls opening up at the higher prices with calls gaining fast. This could show that some funds are now becoming optimistic on the long or short term prospects of gamestop. There are also more puts than options and if we assume this for shorts vs longs on margin (without even taking into account that all shorts are borrowed shares and pay interest further bleeding cash) then shorts are likely on more margin than longs.
Regardless fellow autists my main point is two show that the bears are underwater and the bulls are flying high with regards to options.
Now lets compare this possible squeeze with others.
Bear in mind this is the most shorted stock of all time, but differences in free float change the share price differently.
Kodak went from $2.16 to $33.2
Volkswagen went from ~200 euro to nearly 1000.
Overstock went from ~$21 to $123
Blue apron went from $2.31 to $18
Ive been seeing some estimated that 1 million shares is roughly a dollars move in share price. This maths is about to be pretty autistic so bear with me degnerates.
$1 now is 2.81% of the share price. Everything in the markets is exponential and based on percentages. So if we assume a full squeeze of ortexs estimated short interest (This assumes no sell off and no new shorts, new shorts can be positive or negative depedning on when in the squeeze they happen) $35.5 * 1.0281^77 = $299. GME to moon. 🌑 .
This shit can happen. Hold on.
GME has squeezed and been manipulated before and it always happens around the console cycles. Shorts never win and they wont win now.

This post right here I found months ago and got me in the squeeze from the honourable and valiant u/Uberkikz aka Rod Alzman
Basically the crayon chart shows green (outstanding shares) orange ( short shares) purple (Market cap) and cyan (Share price). In 2006-2008 the share price rose in tandem with short interest ( Like now ) Until console releases when you can see an abrupt squeeze happend mooning the share price.
This happend to a degree in 2013 with the xbox one but worse conditions for the company and a worse console launch lead to slow short covering but the share price still mooned.
Now we get to the best part. History is repeating itself for the third time and the shares sold short are literally higher than the outstanding shares, which have been decreasing since 2010. Short shares are also at the highest point ever and GME hasnt had a brighter future, well ever. Ps5 and Xbox Series X. are the two most hyped consoles since the Ps2. This is setting up the foundations for massive price movements weve never seen before. This shit has literally never happend, ever. Uncharted waters and we are the captain.
For the insurmountably retarded autists who think that the squeeze has happend look upon this and despair:
https://www.reddit.com/wallstreetbets/comments/kwpf6k/gme_gang_there_hasnt_been_a_short_squeeze_yet/
IHOR IS A MEGA WIZARD
Ihor I quote:
A long-buying tsunami ... is the primary factor for the price move
Ihor Dusaniwsky is managing director of predictive analytics at S3 a firm similar to ortex. He told bloomberg that the squeeze hasnt happend yet and that this was long buying. If someone knows this shit its him. He was talking about the tesla squeeze in january 2020. He has access to resources we can only imagine. Barrons cut his comment that the squeeze hasnt happend yet out it was that fucking bullish. All the media ramming down "Short squeeze has happend" down peoples throats because bears are fucking scared.
The bots on stocktwits spamming bearish sentiment should show how rattled they are.
Edit: You fucking degens just enlightened me that cramer pump is real, funds are ruminating over the long weekend, and stmmy bills pumps stonks and that stimmy bill buys many an xbox. See you at andromeda! Also more rockets.
Edit**: Some autists thought lottery ticket was misleading so instead, gauranteed lottery numbers!**
Edit 3: RYAN FUCKING COHEN TWEETED THE HOMIE JUST TWEETED. PEANUT EMOJI. HES 1) NUTTING 2) SAYING 35 IS PEANUTS 3) GIF SAYS THERES A CHANCE, SHORT SQUEEZE IMMENINT HOMIES
Edit 4: Amazing post here showing that unlucky prize guy was wrong like I said. Ihor also talked about the hypothecation agreement.
Edit 5: This is true and I forgot to add
from u/luncheonmeat79 via /wallstreetbets sent 2 minutes ago
There’s also the chance of a ratings upgrade. Moody’s and S&P have GME at B3 and B-, which is rated “highly speculative”. Ratings are reviewed every quarter, and a review might be due this month (i.e. this coming week or next). Good chance that the agencies might upgrade GME to a B2/B, or even better to the next higher band (Ba/BB).
Edit 6: We are scraping 42 in frankfurt. Granted its low volumes but pre market should open at these prices I think?
Conclusion: Buy shares with cash not margin. Hold shares forever unless RC dies (Shame hes a cybernetic demigod), Melvin bad, Shorts fuk, 🐻 🌈 posting bearish shit are doing weeklies for the second time after they expired red on friday, GME to $200 without squeeze, Ryan cohen a god, GME is still a value play, Good luck have fun.
submitted by TitusSupremus to wallstreetbets [link] [comments]

Never Blindly Follow All "Stock Market" YouTubers | Possible Exposed Fraud [Tom Nash] & The 5 Reasons Why I Believe Tom Nash Is Lying

Hello everyone! This isn’t my usual kind of post, but man, I can’t stand to see how people just follow every freaking YouTuber out there blindly! In this post, we are going to talk about why I believe Tom Nash may be a fraud, so please do have some patience and read the full post, as I will go through an in-depth research of his past and his claims.
~Very Long Post~
Let’s start by talking about who Tom Nash is & says he is. He is a new & trendy “finance & stock market” YouTuber which has recently passed 150K subscribers after exploding during this retail investor boom, but here is a short video from his YouTube describing himself.
In the video he is claiming he is a former “senior financial analyst” which is very hard to believe in my opinion after doing a lot of research about him.
So let’s go through the 5 reasons I believe he is lying about his past & why you should never take anything any YouTuber out there says for granted and you should do your own research as well:
1) Let’s start with the biggest one, his valuation methods are flawed
Even though he has posted some videos that have panned out, it’s very hard to differentiate good analysis from pure luck in this recent bull market, even monkeys could throw darts at stocks in the past 11 months and be right after the March sell-off.
I was pretty curious of his valuation methods so I joined his channel membership and asked him a direct question, about his DCF valuation, to which he responded bluntly that I am doing things wrong. I also sent him a direct link to a well-known financial institute, where we can see that the most common cash flow used for financial modeling, which is the unlevered free cash flow, implies that you subtract any capital expenditures of the company, which contradicts the way he sees it and is plain wrong, it’s like he uses 2nd grade math, if you subtract a negative number then your cash flow actually increases, which doesn’t even make sense. How can something that costs you money be a positive on the free cash flow?
I’ll let you digest this as I will next show you some of his DCF valuations & how he uses absurd numbers and changes the formulas as he pleases just to reach some insane valuations for companies just to be catchy.
Here are a couple of short extracts from his Salesforce DCF calculations,
Exibit A - everything seems legit until here, now he starts with the biggest mistake in this DCF
Exibit B - I’ll be blunt you can never, ever add the Capex number to a DCF valuation, that literally throws the hole calculations off, but let’s continue…
Exibit C - So, using a discount rate of 6% is also insane, even with the current low interest rates, you should at least discount the average SP500 return, or use the WACC or any other type of metric, which is much safer than picking out a single company, as the SP500 has proven over long-stretches to be a great performer.
But yeah guys, this isn’t the first time he has done these kind of errors, you can see he is using most of these methods in many stock picks which are then spread out to thousands of new investors, who don’t really have the knowledge to test what he is saying. I’m just showing you here a couple of stocks like Dynatrace, Opendoor, Alibaba, Peloton, Salesforce as I showed in the previous video and even Apple that have been analyzed and spread to the public this way.
The other big issue with his valuations is that he is using insane long-term growth rates, as he used a 5% growth rate for Peloton to reach a higher valuation, so can you imagine? If Peloton grows at a 5% rate in perpetuity it means they should more than double the inflation rate every year and is way higher than any GDP growth the US has seen since 1984.
He is also implying that Peloton has no debt on it’s balance sheet, which is 100% false, as you can see HERE, he used the cash, cash equivalents & marketable securities to calculate the short term assets while completely ignoring the over $700M in accounts payable no to mention the other current liabilities which would add up to almost exactly the $1.4B in assets he added to his calculations.
But who knows guys? Maybe he is the real deal, as he has made some correct DCF implications for some stocks like Fortinet and FuboTV, by actually subtracting the Capex finally, though he doesn’t do this in every analysis, not even in the most recent ones while also keeping that big long-term growth rate at 5%, when I myself never use a bigger one than 4%.
Just for an example I took his CRM numbers and popped them up in my spreadsheets, and even given his methods I couldn’t quite get to the same results without manually editing numbers, as those implications resulted in a 7% undervaluation for the stock, while only adjusting the Capex to be a negative on the cashflows and not touching anything else that might be wrong in this DCF, resulted in a 10% overvaluation for the stock.
So, I think if he really was a 10+ years wall street analyst I don’t think he could have made these obvious mistakes.
2) So, Is Tom Nash whom he says he is or is he lying about his past?
HERE is the channel intro for his YouTube (Which I can't even see anymore, but i was lucky to download it a couple of days ago)
As you Can see, I don’t doubt that he actually went to Michigan or that he got and MBA, but I do doubt that all of his Successful “Senior” Financial analyst & consulting Career can be described with only a couple of weak-ass photos of him at an NBA game, or him casually at some kind of a course program as that is exactly what it looks like with the other guys in the back-left of the photo.
Also, are we to believe all of this great financial career ended with him just taking out his fake plant from his office, while also smiling as he threw away at least a decent salary for a gamble on YouTube, which is very hard to do, especially when you are starting, as YouTube doesn’t really help the small guys.
His YouTube journey seemed to have started on the path of exposing guru’s and not financial advice, as he also says in the video, so how did he turn to do financial analysis on YouTube? Seems pretty convenient that he just became an expert in stock analysis as YouTube videos on such things were booming.
You can see HERE, he didn’t make a single stock analysis for the most part of 2020, which seems pretty off, as now most of his videos are on stock analysis, and while his channel was created in 2017, he conveniently deleted all the previous videos, which is another weird move to do.
I also went on a deep internet dive and did a lot of searching about him and I found this video podcast of him.
His main intro in this podcast is that he works as a consultant indeed, from Israel, and also the consultancy job isn’t for a financial company, it’s rather to help people on YouTube grow, so let's look at some extracts from the video:
Exibit I - We can see the main part of the talk is nothing about anything related to his financial past, let’s continue
Exibit II - It seems he started with a gaming channel, not even a fake guru channel, and I also found something about that FB GROUP which isn’t active anymore and all of the videos he made for that have also been deleted as you can see in this post from way back in 2018 as he was teaching how to make money on YouTube well through 2019, and was even giving out free workshop experiences as he was pumping out creator content which is miles apart from financial analysis (BTW, he is using the same freaking photo in his old banner & logo as his current one, just changing the green screen background), just look at his old YouTube banner (YouTube tips & tutorials)
Exibit III - Yeah, it seems he also did some video on how to promote on Reddit, and what comes next guys is literally mind blowing, how much more can this dude lie & hide?
Exibit IV - Well… Nothing to hide then… He even had a Fiverr account which was called tomernash you can see clearly HERE, that is his username, and when I went out to check it out right now, he is using a fake picture & and still might live in Israel, not the US, and on top of this he might not actually even be from Russia, which he has been saying over & over again on his channel. You can SEE he reiterates he is a certified YouTube consultant with no mention of his financial skills or certifications.
And even more, you see what picture he uses as a logo yeah? Well, I did a reverse google search and found the other guy also has a YouTube channel about kinetic cycling.
Maybe he was one of his clients that he reached a deal to use his picture, wtf, the more I dig in the more I am amazed of the lengths this man has gone to reach fame on YouTube.
Exibit V - So… A financial analyst with no sheets, no paper, no nothing, great stuff for a senior financial analyst, I literally can’t take more of this so let’s move to the next reasons
3) Getting in front of the lie?
I believe that’s what he was trying to do to, by making a VIDEO on this very subject in mid-2020 and popping up higher in the search rankings before his channel boomed.
In the video he clarifies that Tom Nash isn’t his real name, but he also restated that he was working for a big consultancy firm as recent as this summer, and that he does shit tons of stuff which is very hard to believe, as usually this big consultancy firms have different departments for different things that he mentioned in the video. You can still find that video on his channel if you are interested
But, by the way, how was he working on that job while also doing hundreds of Fiverr jobs as a YouTube consultant?
He also claims to not offering any courses, e-books or other stuff like this, which is false as i showed in the previous reasons with his past YouTube courses & other stuff, and as you will see in the next reasons, something smells really bad out here.
4) Claims about his past
I also took a deeper dive into more of his past, as you can see in his previous channel cover and info, he had only about 4K subscribers as he was doing guru video reviews on YouTube, but all of a sudden, he became a senior financial analyst from wall street that was living in Israel & doing Fiverr gigs, I don’t know what to say but it seems pretty fishy to me.
I also checked his LinkedIn page, and all of his skills & endorsements seem to be related to his YouTube skills and nothing about finance or the stock market.
But I also found his profile on Quora, where he wasn’t that active but still, well back in 2017 he was posting things about gaming & YouTube while supposedly still working on Wall Street as a financial analyst, and it’s interesting that there is no mention of him following anything related to stocks, finance, economy, accounting, statistics or anything other related to the stock market.
So yeah guys, I guess when you make a new type of video and it boosts your channel from just 10K subscribers all the way up to 150K subscribers, you are willing to push the limits and lie about your past just to keep everything going, as YouTube is a really good way to make money right now.
5) The Transformation
He has had even more channels in the past not only this one, which he has transformed overnight from a YouTube Channel Reviewer to a Guru Reviewer and finally to a financial analyst , as He created a second & third YouTube account called GearlyReviews where he reviews electronics and EuroBall where he only posted 2 videos.
I also searched him through his Reddit posts and only could find things related to marketing & social media, nothing about finance yet again.

So, my personal opinion which I doubt to be wrong guys, if there is a case of a dubious & fishy person out there, he is one of them.

I believe that he has never worked as a senior financial analyst and especially not a stock market, asset or any other type of equity analyst.
Most of his stock picks are small-caps that are highly volatile or a couple of recent high flyers which are very catchy to any YouTube audience.
There are many things wrong about the picture he has painted about himself even though he has gone through a lot to try and erase his past. The fact that there are no mentions of things from the wall street or consulting firm, bad stock analysis and methods, fishy and dubious moves of his YouTube channels and especially fishy things about him being a consultant & analyst in early 2020 while he was already doing YouTube and other stuff back in 2017-2018 really makes me not want to buy his story.
Folks, be careful out there, you can find a lot of YouTubers out there who make more money from their advice giving on YouTube, Patreon or other kind of subscriptions and courses, compared to the actual money they are making or have ever made in the stock market.
So yeah guys, I don’t want to make a final judgment on this guy, but you should consider everything I have showed about him and all the problems with his past & his financial methods & just remember as always in a bull market everyone is an expert & genius, while in a bear market you can’t find any of these people as they all flee.
Later edit: He has currently disabled his Fiverr gigs, learned Russian and deleted the profile image LOL
SEARCH / PROFILE / RUSSIAN
Thank you everyone for reading🙏 Hope you enjoyed the content! Be sure to leave a comment down below with your opinion! Have a great day and see you next time❗
submitted by 0toHeroInvesting to stocks [link] [comments]

Lockdown 3.0 Things to do, plus help and support.

Disclaimer I want to thank everyone for the gilds, replies and suggestions. I just do not have time to reply to everyone, but I am reading everything. I am not sure how much bigger the thread can be, I already typed this but it vanished so I think I'm at the limit. I will try to keep updating, but I don't expect the thread to be up top for much longer and will likely vanish soon, so if you need anything save it.
Yes, it's hard, it sucks, it's depressing. It is something we all have to do if you want to see this virus go. Everyone knows the deal, too many think they're the exception but no one is. However, staying home is hard so maybe I can help at least one or two people with some incentives. I'll try to give links to some things that can help cure the boredom, and some support if you need it.
Most of this might be obvious to some, some might not even have internet and of course, money is a big issue, so I'll try to give some suggestions:
For streaming and on demand things such as Netflix et al, don't forget you can subscribe for free for your first month. This goes for most things in the list. If you are worried about putting in your payment details and forgetting to cancel a month later, don't worry! You can sign up and immediately cancel and you still get your free month!
For people who don't have a smart TV, you can buy a cheap Amazon Fire TV stick or a Roku box. The Fire stick can go as low as £20 often for 1080p. It will drop to £30 for 4k.
I picked up a 4k Roku device for £18 on Amazon once. It's fast and snappy. currently it's going for £33 for the 4k version. Having both, there is little difference between the devices. NowTV also do their own roku powered device.
Subscription based streaming sites that all offer 2-4 weeks free for first timers
  • Netflix *According to comments the second month is free.
  • Amazon Prime You can either get Amazon video on its own, or take prime with other benefits. I strongly urge those who use Amazon for buying off their store front to use [https://smile.amazon.co.uk/] as there is literally no difference except everything you buy amazon donates to a charity of your choice.
  • Now TV (I believe it's 7 days)
  • Disney+
  • Britbox
  • Amazon channels. I believe you can get all these individually but Amazon offers them as channels bound to your prime account, and they are again either free for a couple weeks (again, take them, cancel instantly) or very cheap. I recently subscribed to Starzplay for £1 for 3 months. It has some good shows on it like Fringe, doom patrol. It also has channels like Curiosity stream and shudder
If you have not subscribed to the any of the above, you can get a few months of free TV by signing up and cancelling instantly. I suggest waiting at least 5 minutes just to let it go through the system.
Some tips for Now TV. IF you already have a subscription, I've noticed you can get it cheaper by cancelling. When you cancel they will beg you to stay. Select "I can not afford it this month" and they should beg again, telling you what shows they have. If you say you still want to cancel, they'll beg one last time and offer you the subscription for cheaper. This won't work every month, but I've noticed they'll always offer it the first time, then again after a couple months. If you're subscribed to both films and entertainment do the most expensive one as it may not work both times (but it might!). You can also pick up passes from storefronts a lot cheaper sometimes, before I could pick one up on Amazon for £3 but, they seem to have cracked down on it. If you shop around (or if anyone knows of a legitimate store please let me know) you might be able to pick it up cheaper. Lastly, check their website and under your account they should have an "offers for you" section.
Completely free TV
If you do have a smart TV and/or device, there are some good free streaming apps. One I really love is called PlutoTV. I know this is on both Roku and the fire stick, as well as Ps4/Ps5 and xbox.
Pluto offers a bunch of live channels and now an on demand section, all for free. It has adverts but they are actually short (shorter than regular TV and fewer of them). Some of the channels are just streaming certain shows like Mythbusters 24/7 or Dog the bounty hunter, but it has a lot of old movie channels as well as 24/7 kickboxing and MMA. It also has a 24/7 poker channel I quite like.
Another one I like is Rakuten Viki however, I haven't watched it for a while as my fire stick is only 1080p and I have too many other devices attached. I believe it is on Roku but you have to jump through some hoops and have an account. The last I checked on the fire stick you did not. Viki offers a metric ton of Asian shows, mainly from Japan and South Korea but it does have chinese, Malaysian etc. It has subtitles. Some Japanese shows are hysterical, albeit weird.
Roku also do their own channels with free shows if you own a device.
For those who don't have a smart TV or a Streaming device, you can set up your own computer as a dedicated streaming device with Plex. It's been a while since I used it but I believe it now also offers free movies and TV.
Anime
If you are into Anime there is
The first 2 are free to watch, or offer premium without ads which you can have a trial with. Crunchyroll is the better of the two with more original choice for Japanese voice and subs, while Funimation has more Dubs. I don't believe HiDive is free to watch but you do get a 2 week trial. These are more exclusives than the previous two.
PC Centric software
If you are a gamer or like Audiobooks or anything that uses computers for things like music making, programming or graphic design
Humble Bundle offers, as per the name, bundles. A long running site that got bought out by IGN. It offers both single items and bundles you can buy individually/as a pack while also offering a separate monthly subscription for around £8-9. The subscription gives you 12 games on average per month. That's the simplest explanation but it changes somewhat as sometimes you get to pick 10 out of 14 games, or get all 12.
Humble bundle offers more than just games though. Every Tuesday they bring a new bundle of games, while Thursday (I "think) a new bundle of books. They very often have books from the Black Library giving you a ton of Warhammer books. Sometimes it's standard E-books, other times it's audiobooks. A few times a year they do bundles for graphic design, a typical bundle would include programs like Paintshop Pro Corel Painter etc, They usually go for £0.76 for tier 1 up to around £18 for tier 3, which would include 4-6 full titles with 10+ addons. They also often have Music making bundles or video editing software as well as Programming or video game development.
The bundles change often, they usually have around 11 bundles at a time that last for 20 days. Sometimes it's trash but they do often have some very good deals.
Fanatical offers the same as humble bundle except usually not as high quality, but sometimes they do have some incredible deals, and they are very very cheap.
Both humble and fanatical are safe, trusted and been around a long time, and they are NOT grey market key sites. They work with the publishers and developers. You can buy games both old and new for a lot cheaper than you would most other places. Unless it states otherwise, keys are usually for steam.
**BOTH HB and Fanatical (HB much more common) offer free games fairly often. The catch is linking your steam account to them (at least HB). It is safe however.
IndieGala is another site like above. Except, these are much much lower quality. However, they offer a metric ton of free games. Quality is low but it is legitimate, and a lot of free stuff.
Game Store Fronts
  • Steam This one is so obvious I didn't add it, but apparently many want me to. It is the best out there, and you can find almost everything, with fantastic deals.
  • Greenmangaming offers games cheaply. Again, not a grey market site (which are legal but unethical) and they sometimes do bundles.
  • GoG (Good old games) is a DRM free site run by CDPR, the makers of the Witcher 3 and Cyberpunk. They offer you games quite cheap and not needing DRM (such as Steam, Uplay etc which is less invasive versions of dodgy DRM from the olden days).
  • Epic Games Despite the controversy whether you care about their rivalry with valve, they offer free games ever week. Without ever having bought anything I have gained over 170 games. literally. Good games for the most part. They often give you £10 coupons as well.
  • Twitch Everyone knows twitch, but if you don't, it's a streaming service for watching gamers and girls with low cut tops accidentally bending over in front of the game. However, if you're signed up to prime, you get free games each month (and randomly between the set bunch).
  • Playstation Store Currently has January sales. Currently the free games for PS+ are for PS4: Shadow of the Tomb Raider and Greedfall. For the Ps5 it is Maneater
  • Games with Gold Bleed 2 and the King of Fighters XIII is available until Janurary 15th whilst little Nightmares is available until January 31st.
Gaming Subscriptions
Like the TV versions, you can sign up to these for a free trial (or very cheap). If you do sign up to only one at a time, it should keep you busy for a few months
  • Xbox Game Pass You can do this on both/either an Xbox or PC. If you sign up to the regular one, you can get a month (maybe three!) for £1. After you have done that, you can sign up to the premium version for 3 months at £1 a month. Most people know game pass, but you can download a large selection of games for free. The premium version gives you games with gold, allowing you to keep the games forever (but can only play with a subscription)
  • Ubisoft+ I'm not 100% sure if you get a trial or not. This allows a large collection of Ubisoft titles to play for £12.99 a month. Quite expensive but good if you like Ubisoft titles I guess.
  • EA Play EA's version. Goes by a ton of names I think, EA Access, EA Play, Origin Access etc etc. There's a couple of versions of this, and it is across all platforms (PS4/5, Xbox, PC) but not sure about the switch. I "think" the premium allows you to play on all platforms, while the cheaper one on a single platform, but I may be mistaken.
  • PS Now a once terrible service that is now actually very good. Allows you to download some Ps4 games to your PS4/5 and lets you stream a massive amount of Ps2/3/4 to your PC or playstation.
There's more like nvidia's service but you need the Shield device which is quite expensive. I'll leave it at that.
Audiobooks & Ebooks
  • Audible Not sure what the current deal is but if you are a prime member you can sign up for a trial and get a free Audiobook each month for 3 months. Some warhammer books are 48 hours long, 3 of those gives you a good 100+ hours of listening!
  • Comixology Another Amazon company, but lets you download some free comics I believe.
  • Marvel Unlimited No experience with this. ItFuckingWont wanted me to add it. A subscription service for Marvel.
Education
  • Sign Language BSL here No experience myself, suggested by n21brown and asked for a few times. Didn't know SL was so popular! Listed as "Pay what you can"
  • BBC's Bitesize here is apparently good for home learning. Again, no personal experience.
If you need some spare change
Okay, I don't generally bother with it, but maybe some of this could be useful to you. These are NOT a quick way to make a fortune. These are small things you can do over time for a bit of pocket change
  • If you have prime you can get a FREE FIVE POUND GIFT CARD by literally just streaming a song from Amazon music (which is included in prime) here is the details According to the comments it's only for select people, but it's worth trying If the link doesn't work for you just google "Amazon £5 coupon music"
  • Now, these sorts of sites have been around for years, I haven't used any other than talkInsights which I must have signed up to 10-15 years ago. Basically they send you surveys and you answer them. They are confidential and don't ask for personal details in the survey. You need 2000 points and you get £20. During the pandemic they've slowed down but I probably get around £40 a year. Not much I know, but it's an email followed by a quick survey ticking boxes. Depending on your answer sometimes you get screened out, I'm not telling you to lie but just be consistent with your answers and you should be able to work out how to not get screened. Some emails are only worth 20 points, others 200. It's slow to get to the 2000 but very quick to just answer a few questions.
  • Apparently beermoneyuk is a good sub to make some pocket change with.
  • There is also matched betting. I have never done this, I don't have the patience but from what I've read, it's legitimate, it works and you can make a fair amount of cash from it so long as you do it correctly, and there's a ton of guides. I mention this because people stuck at home could get into it and as long as you're careful (I.E not entering in the wrong numbers) it's risk free AND it pisses off the betting shops. It seems people in comments have had success with it. Disclaimer A couple have complained about gambling. This arguably is not gambling. If you are susceptible to addiction do not do it. However, it's argued that there is no fun or buzz in this, and it's a very tedious and time consuming thing. Others argue you can't make the same money anymore (People were making thousands, now only hundreds if that). It's risk free providing you know what you're doing, the risks are user error, such as entering the wrong numbers. Someone pointed out that due to the lockdown, bets could potentially be cancelled due to sport stopping. So use on a side of caution. We're (mainly) adults so I'll leave it up just because this doesn't have the excitement of regular gambling.
  • Microsoft Rewards This is an easy way to make pocket change doing very little. Most people have a MS account. The rewards program offers you numerous ways to grab points, by playing free to play games, answering small questions (you don't even need to answer most of the time, just open the link and shut it) and by using bing and searching on it. I've gotten 20k points JUST by answering questions over a couple months. There are many rewards but you can grab a £5 gift card for 6k for example, or a month of game pass (and AFAIK you can make points playing the games)
  • Google rewards Someone mentioned this in the comments. I have not used it, so can not give any input on it. Sounds similar to TalkInsights which I linked. Google states "Complete short surveys while standing in line, or waiting for a subway. Get rewarded with Google Play or PayPal credit for each one you complete. Topics include everything from opinion polls, to hotel reviews, to merchant satisfaction surveys. We’ll notify you when a survey is waiting."
That's it for now. I will try to update as I go along. A long post but I hope that it can help some of you with finding something good to do that's free, cheap or a bargain. I do suggest getting prime, especially since you get free music, free delivery, free TV and music and free video games each month. In fact, there's a ton of perks and I feel I've gotten way over the cost investment.
Hope it helps someone at least
PartTimeCrazy said if you bought an Apple product you get 3 free months of Apple Arcade and Apple TV free for a year
fakehunted is upset I didn't mention wanking. Tesco have 225 sheets of Tissue for £0.75!
tale_lost suggested Project Gutenberg for a collection of free E-Books
Learning Language
Unfortunately, I don't have time to check every link listed so I will link the comments:
Togtogtog Gives a lot of links for Spanish
Board & Tabletop games
Corporal_Anaesthetic has made a list of Board games
ilyemco suggested these
HEALTH
I'm not a doctor! But if you're a smoker, something I strongly suggest is to quit. I struggled for years but in the first lockdown I quit, technically. I haven't had a cigarette since, however, I do that silly thing millennials do. I vape, but, it made quitting extremely easy. I would not have been able to do it if it wasn't for 88Vape They sell extremely cheap liquids at £1 each. You can find these in B&M but you can pick up 25 for £20 or buy your own mix.
Vitamin D deficiency has been said to be a big problem for the virus. I'd suggest (again, not a doctor!) that you pick some up. Tesco do a 3 for 2 deal. So you can pick up 270 tablets for £7.
If you are vulnerable you MIGHT be able to phone tesco and get put on their delivery saver list (currently it's paused but phoning may help. At the very least they might give you a priority slot. I did this for my mum, we didn't shop at Tesco but I phoned for her, and they put her on with no hassle, so she can always get a delivery.
HELP & ADVICE
The lockdown Rules.
Reasons to leave home include:
  • Work or volunteering where it is "unreasonable" to work from home. This includes work in someone else's home, such as that carried out by social workers, nannies, cleaners and tradespeople
  • Education, training, childcare and medical appointments and emergencies
  • Exercise outdoors (limited to once a day). This includes meeting one other person from another household in an open public space to exercise
  • Shopping for essentials such as food and medicine
  • Communal religious worship
  • Meeting your support or childcare bubble. Children can also move between separated parents Activities related to moving house
I want to add, if you are in danger you are also allowed (and must!) to get away from the situation for some reason, BBC seems to have missed this very important thing (or I am blind)
Support
FOR THOSE SHIELDING YOU CAN CONTACT THE ROYAL VOLUNTARY SERVICE. These people helped my mother with picking up her medicine from the chemist. They were very helpful and went out their way to keep in touch and do it immediately. (It's the only experience I have with them though)
_riotingpacifist wanted these links added, but I simply just don't have the time to vet and check all the suggestions here, so I will link as is:
Update:
Digital Art
These are Free
  • Krita Arguably the best in my opinion. It has a load of options, brushes and a decent UI. It works fantastic with a tablet.
  • Gimp This is a decent program but last I used, the UI was a pain, and it isn't so user friendly while misses features, but it works, and it is possible to do some incredible creations on it.
  • Medibang Paint This is slightly geared towards Comics and Manga. I really enjoy using this with my drawing Tablet. As far as I know, it also for regular tablets for Android/Ipad and is free.
You can pick up a drawing tablet on Amazon quite cheap these days! Small ones that are just a black slate such as the wacom ones are good but takes some practice to get use to, but very worth it if you can't afford a dedicated drawing tablet with a screen.
Office suit software
A couple of free applications for word processing, spreadsheets etc.
  • LibreOffice This has most the average user would need to write their own books or to work from home. There's not a huge amount of difference between the two I'm linking (since I last used anyway) so it's more for preference.
  • Open Office You can pick this up here and again, like above it's just preference.
Music Making
I'm going to direct to matthewharris806 for some links as all the programs I've used like Reason are expensive, or cheaper stuff in bundles such as Magix software.
Games development
D_Dad_Default gives some links for that here
submitted by MrSoapbox to unitedkingdom [link] [comments]

I'm 25, make 16.24/hr in Edmonton, Alberta, and have written the world's most boring MD

Background: I am a 25 year old Starbucks barista. I was working full-time until fairly recently (Novemberish) as the rising cases in my city & my own health issues led to a really good talk with my boss. I have reduced my hours by 50% - enough to keep my health insurance, but enough to qualify for the Canada Recovery Benefit, an extra $900 every two weeks. This is for my own peace of mind as I really cannot afford to get COVID, especially as I am chronically ill.
I’d like to make note of two things -
I am one of those weirdos who has taken COVID seriously since it hit the news in January. My spouse and I had masks and sanitizer before it was cool, lol. As a result, I have not and do not go out much except to work. I do not see other people (the exception being this week as you will read.) I do pop into retail stores still as Canada Post is absolutely swamped with packages so I avoid trying to buy online.
In this diary I am battling with a Crohn’s flare. I promise the exhaustion and joint aches are because of that, not because of COVID! Funnily enough, I do credit my Crohn’s for my ease with COVID-19 restrictions and lockdowns. Being that I was hospitalized for a long time as a teen, I find it easy to be isolated and stay isolated. I know a lot of people struggle with that.
Onto the good stuff…
The Positives
Income: 16.24/hourly. I was promoted since my last diary and am now a certified trainer!
CRB: $1800/monthly. I am so incredibly thankful that I have this failsafe.
Student loans: I am back in school with more emergency management and communications classes. I applied for just enough of a student loan to pay the tuition and no more. Starbucks gives $1,000 of tuition reimbursement if you pass your classes which I can pay back onto my student loans and basically covers the cost of my classes this semester.
The Negatives
Rent/Utilities/Condo Fees: a flat $1050 monthly to S. The bills come out of his account and this is the number we landed on.
Internet: $42.50 (my half - all bills are my half. S works for the city government in waste management and makes $63,000~ a year. He has no debts except his car loan & the mortgage.)
Phone: $58.21 monthly for 13GB and unlimited texts and calls. I own my phone outright.
NYT: $14.28 for the news, Cooking, and the crossword.
Spotify: $4.99 monthly. Canadian baristas do not get the free Spotify perk. :(
Headspace: $0 monthly. We do at least get this!
Car insurance: $197.41 monthly. This is with a 9 year clean driving record, a reduced rate because of my grades, and the fact that identifying as a woman also lessens the price. And it’s still $2400 a year. Kill me. I own my car outright though.
Google Photos: $2.79/monthly.
Health insurance: $39/check to cover S and I, dental and medical. I am also on S’s so we have full coverage.
Debts & Assets:
Student loans: I have $8,000 in provincial loans and $11,000 in federal loans. They are on pause as I am in school but I was paying $215 a month towards them. I know I qualify for repayment assistance but the goddamn NSLSC will never pick up the phone.
Car: It is a 13-year-old SUV and worth maybe $2,000. I will drive that thing until it dies.
Savings: I have approximately $1500 in a TFSA. I have about $750 in Starbucks stock (not technically a savings, it was my grant this year + my own contributions, 1% from my paycheck.) I am also enrolled in their retirement plan. No idea how much is in that as I can only access the website on the work computer and never remember to do that. I have $150 in stocks because I thought I was going to be Jordan Belfort or something, idk.
Tips: I hoard all of my tip money in a little jar hidden somewhere in my home. It is at about $475.
I have no other debt.
Day One - Tuesday
7:50: S kisses me goodbye and leaves for work. I snuggle back in.
8:10: M, my male cat, is tapping my face for breakfast. Ignored.
8:24: He tries again and I get up. Lately I have been noticing the time 8:24 a lot. I told S and he said he’s been noticing 10:42 a lot. So we have decided those are our angel numbers. M is no angel though despite waking me up at this time.
8:40: Everyone is fed and I make my coffee and let out the dog, K. Oh yeah… the dog… he was an accident. We did not intend on getting a dog. It is a long story. I love him to bits.
9:15: Finish my coffee and go upstairs to have a snuggle with Z, our female cat. She is so warm. I was intending on going out to buy M’s wet food today but it is snowing something fierce and I hate driving in the snow so I resign myself to staying indoors. I would also normally take K on a walk at this time but he had knee surgery this past year and the cold and snow really bother it, so we will do some indoor play and puzzles to keep him occupied (he is a corgi and is a monster without stimulation. Again, DID NOT INTEND ON THE DOG.)
10:00: Write these entries and tidy up our spare room. We turned it into a nap/cat/yoga den as we were, obviously, not having any visitors. However, my sister-in-law is pregnant and is coming down tonight for an advanced ultrasound as there is a tentative abnormality with the baby. Because her town has had 0 cases thus far - congratulations to them, honestly - and the outpatient clinic is the one two minutes from our neighbourhood, we decided it was OK for her to stay with us. She will drive down tonight and leave right after her appointment tomorrow. 12:30: Did some cleaning, cereal eating, bed-making, what have you. I go to take the garbage out to our complex dumpster in my tshirt and notice it’s not as bad as I thought despite the snow. So I gear up and take out K.
1:15: I’m so glad I did - he was so happy! Usually he starts limping within a few minutes if the cold is bothering him but he was putting his head and belly into the snow drifts so I know he was having a good time. The cold and the walk have wiped me out though. I eat a clementine and lay under my heated blanket for a nap with Z and K (M likes to watch the snow upstairs.)
4:15: K snores himself awake and barks at himself so I wake up too. Z looks annoyed and wanders upstairs. Three animals is quite the zoo.
Check my phone and see my SIL asked if I could leave a dinner for her in the fridge, if I was making something? She left later than intended and won’t be here until 9 so dinner options will be limited. I tell her I haven’t been feeling well and S is at a union meeting tonight (why the union is doing in person meetings, I don’t know.) but it is pasta Tuesday at Boston Pizza… she readily agrees. I place an order for ravioli for myself and fettuccine for her. S will get fed at his meeting. My SIL says she will leave me cash for her half even though I try to tell her not to. Hopefully she forgets. (27.98 delivery, I’m going to leave a cash tip of $10 taped to the door for coming in the snow.)
6:30: I have enough of an appetite to eat my ravioli but only get through four pieces. I put it away to eat it later and feed the animals. I give K his puzzle bowl and he gives me a look of despair.
8:00: Ding! Crossword and mood log notifications go off. I get about halfway through the crossword when my SIL gets here.
10:30: We have a catch-up and exchange Christmas gifts as we couldn’t go up North for the holidays. Then I head to bed. I do my skincare and jade roll out a pinched nerve in my jaw - feels so good. Finish my crossword and then bed.
Daily Total: $39.98
Day Two - Wednesday
8:24: Right on time, the tiny beasts request food. SIL is already gone. She left me a $20, argh! I put it in my tip jar as I took from there to leave the cash tip but I wish she hadn’t. Babies are let out and fed.
9:30: Manage a bowl of cereal. Feel exhausted. It’s -31C out so we play indoor fetch. Putter around the house.
10:30: Go upstairs and do my skincare and fill out my journal as I couldn’t last night. I bought a daily Moleskine planner but use it as more of a journal. I put on a Yoga by Adrienne video as I won’t be walking K. I work today so I stretch.
12:30: I lay down with K after some more fetch (I told you the exhaustion is real in this diary.)
2:00: My alarm goes off. I eat mashed potatoes and drink some water, then go upstairs to find M and Z cuddling in my vanity chair. I perch on the edge - because they refuse to move! - and do some makeup. I change into my personal uniform of all black (hides the stains) and set out.
5:00: I have my first break. I got $3 in tips from last week (lol) so I use it to buy a croissant. I’m gonna claim this as a +.82 because the croissant was only 2.18.
7:00: I only manage half of my pasta on my break, which is unusual for me. I drink a mint tea to settle my stomach.
9:15: It was so dead we managed to finish everything super quickly. I take home some expired oat bars as they’re the only Starbucks snack S can eat.
9:30: Home and greet everyone. S lets out K and goes upstairs to get ready for bed. I do my “closing tasks.” This is something I picked up from the TikTok account domesticblisters, who is a licensed therapist. She has this concept of care tasks, and what tasks you should do to help set yourself up for success every night - even if it’s just to survive the day. It really resonated with me and is something I have done every night since November with a few exceptions! I start my closing tasks after I finish my nightly crossword.
Every night, I fill up all the waters in the house (ours, animals, the Keurig, etc.) I get to Sink Zero, which might mean loading the dishwasher and running it, or washing all the dishes in the sink. I disinfect the sink and scrub the stove, then disinfect the counters and the dining table. I do a Swiffer of the floor (K brings in lots of pawprints and salt from outside.) I pick up any garbage/recycling/things that don’t belong downstairs. It is so nice to come down every morning to a clean main floor and sets the mood for the day. And it only takes me 20ish minutes.
10:00: Done my tasks, give everyone a little treat for not walking on the wet floor - they’ve learned quickly that if they wait they get a treat - and head upstairs. Journal, do my skincare, floss, brush, and head to bed. Listen to Temple Rain on Headspace.
Daily Total: +$20.82
Day Three - Thursday
8:00: I can already tell today is a bad stomach day. Luckily my boss texted me and asked if I wanted to give up my shift as it was going to be super dead with the impending snowstorm and deep freeze. I readily agree and doze off for a few minutes before M bites me hard enough to get me up.
9:00: Everyone is fed, let out. I drink coffee. K is being a major snugglebug. It is snowing like crazy out but I have to go do some errands.
12:00: I stop bumming around and gear up to go outside. It’s still snowing. Ugh, Alberta.
First stop is to get gas. I have a quarter of a tank left. Remember in April when gas was like, 50c a litre? It’s 1.06 today. Also, fellow Canadians, the Esso Speedpass app is a godsend. Not having to touch any buttons on the pump has been so helpful. 45.93
Next I head to the grocery store to get milk, chicken, and cereal. I also end up getting soup, a new bubble bath, a replacement of my body wash, and a new leave-in conditioner. 27.66 (my half)
Third stop is the pet store. I grab a flat of M’s wet food. At the checkout the cashier asks if I want to donate some canned food to the local rescue as they just picked up nearly 100 kittens. That suckers me and I say yes. I also note that they’re accepting old blankets/comforters, as we just switched our duvet out, and the old one is fluffy and perfect for furbabies. 32.29 (my half)
Lastly, I go to Canadian Tire to pick up an online order I placed. It was paid for last week. It’s a gift wrap storage bin as we accumulated a bunch of rolls last year and the cats keep scratching it. Canadian Tire is fun because they have these lockers they place your order in now, and give you a pin to pick it up, so I don’t even interact with anyone. In and out.
2:00: Home and everything sanitized and put away. I wipe down my phone and watch and throw my gloves in the washer as they’re looking kind of grimy. Have a rest with K.
5:00: We play fetch and S comes home. K runs around like crazy. I go upstairs and work on a paper.
7:00: I have an appetite! I manage about 6 pieces of ravioli and some yogurt. S makes chicken wings for himself.
8:00: Go upstairs to finish off my paper and get my steps in. M is whining at me so we play with his favourite toy, a piece of twine. I do my crossword, drag the twine, and do my steps at the same time. It’s called multitasking. I make a lemon ginger tea. It’s disgusting but I drink it all as I’ve heard it has great benefits for your stomach. Does anyone else just not like tea? I’ve tried tons - thanks to Teavana at work - but I’m really only a real Indian cha girl.
9:30: I finish my steps, do my closing tasks, take a melatonin, do my skincare, and head to bed. Goodnight world.
Daily Total: 105.88
Day Four - Friday
7:45: Everyone is being very loud and banging around this morning.
8:20: Feed the zoo, let out K. It is snowing again and it is a vicious -27C outside. I have my coffee.
9:30: Realize my paper is due today. It’s mostly finished so I don’t fret. Eat cereal and start a load of laundry, and then vacuum.
10:30: Get distracted looking up refurbished Apple Pencils. I don’t need one, I don’t need one… I click out of the page. Then reopen it. Then exit it again and watch TikToks instead.
11:00: I pluck my eyebrows - something I’ve done on my own for about 7 years now. I wonder how much money that’s saved me. I put on snail essence but don’t do a full skincare routine as I intend on a shower. I do a full hair treatment with a desi hair oil. I wrap it up in a bun and get to work on finishing my paper.
1:00: Finish and submit. I air fry pork buns for lunch. My stomach feels way better today. Maybe the tea made some points…
3:00: Finished my shower. My natural curl has come back in full force. I used to have tiny ringlets as a kid and they vanished with age. Then I saw a TikTok (again, lol) which essentially said: if you’re not white, why are you using white hair products? I switched to desi & black hair products a month ago and the difference has been crazy.
5:30: S is home and K is immediately crazy. I really miss our walks. I decide to corral him momentarily in the bathroom and hide his kibble around the main floor so he can do his sniffari for dinner. He loved this game!
7:00: I try to build a Notion dashboard. This is too hard. I eat some more ravioli. Sorry for my five-year-old diet in this. It’s a bowel rest diet.
8:00: Crossword, steps, and M play time.
9:30: Closing tasks! Then bed.
Daily total: $0
Day Five - Saturday
7:45: Woken up by the usual ruckus.
8:30: Blah, blah, blah. Have my coffee. Make an egg sandwich because Saturdays are chaos and I need the protein.
9:30: Do my skincare, makeup, and hair while a nervous pit opens up in my stomach. Not only is it a cool -35C out, but Saturdays are terrible at work. I’m not a crier and have never cried at any place of employment until Saturdays @ the Siren. It’s gotten worse during the pandemic as people crave normalcy and to them, getting their coffee every Saturday is normal. But they refuse to treat us with any decency. It’s hard when you are treated as expendable so that white-collar WFH/SFH families can berate you over how long their $40 order takes. (I work in a very wealthy area.)
Also, if I am put in the drive-thru window, I will be very grumpy about it.
1:00: I was put on bar, which is a lot of responsibility on a Saturday. I buy a butter croissant and drink a mint tea on my break. 2.38
3:00: Someone yells at me about the bathrooms being closed.
3:30: I eat the last of my pasta at lunch and have a blacktea lemonade.
5:00: Someone returns a drink twice for not being the right shade of pink. She tries a third time and I politely tell her another store can make the moment right, since we clearly can’t. I hate Saturdays.
5:30: Free and covered in syrup, milk, and a mango dragonfruit that exploded at my feet. I take a hot shower and decide my day is done, so I do my skincare and remove my makeup and contacts.
8:00: S finishes gaming with his brother and I make a stir-fry sans veggies for dinner.
9:30: Closing tasks, except no mopping because the ground is frozen so K hasn’t brought in any tracks. I floss, jade roll, and fall asleep.
Daily Total: 2.38
Day Six - Sunday
8:24: M pats me awake.
9:00: I apologize for this being the most boring Money Diary of all time. Coffee and toast for breakfast.
12:00: Bummed around all morning but did a vacuum and started a load of laundry. Tomorrow is our weekly “reset” day so I don’t have much to do today. I work at 5 PM.
I research photobooks on Shutterfly. I have 30,000 photos sitting in my Google Drive and a backup hard drive. It’s serving me no use so I want to go through them, make photobooks, and delete the rest off of my computer (keeping them in their backups.) They’re currently 50% off but it would take me a long time to do seven years’ worth of books so I can’t (and won’t) pull the trigger now, but I also know Shutterfly and vistaprint host many sales, so I’m not too fussed.
2:00: We have a Zoom call with S’s family to do a late Christmas opening together. The kids (and adults!) love their gifts. We talk about the cold and about the new niece or nephew on the way.
4:30: I go upstairs and get dressed for work. S is driving me so I don’t have to worry about starting my car in the cold. It is supposed to reach -41C.
5:30: I forgot it was Superbowl Sunday. Our store is located next to the turnoff into the plaza so we try and count how many Ubers are coming in for food pickups but get bored of that. Somehow I get water on the ceiling.
7:00: I eat an “expired” croissant and drink a mint tea on my break. A woman comes through drive-thru for just a cookie. She says she didn’t know there was a Starbucks here so she had to settle for another coffee chain’s iced coffee, and then drove by and saw us. I tell her to wait and come back with a free iced coffee because no one should be subjected to the other chain’s. To my surprise she bursts into tears. A very wholesome interaction.
8:30: It’s so dead my supervisor lets the other closer go home because we’re basically done for the night and he lives 40 minutes from the store.
9:30: I leave with my coffee bean markout and another “expired” croissant, as well as a blacktea lemonade for S. We wait to make sure my supervisor’s car starts as she drives a ten-year-old minivan that recently got rear-ended, and it didn’t start last night apparently, so she had to wait for her husband to come boost her as everyone had left. She flashes her lights at us and we leave. S wants McDonald’s but I don’t so he orders and pays for just himself.
10:30: Done closing tasks. I had some soup for dinner. Bed time.
Daily Total: $0
Day Seven - Monday
8:00: I did not sleep well. M bites me and I grumble at him and hide under the covers. S gets up and feeds the animals instead.
8:45: Everyone is waiting for me to come downstairs. Being a pet mom is like being a celebrity.
9:30: Coffee and my croissant from last night for breakfast.
10:30: It’s reset day. Every Monday I clean out the fridge, dust/clean the appliances and cupboards, wash the sheets, do a major vacuum (we do small vacuums during the week but I have a Bissell Crosswave and use it every week to suck up the oodles of pet hair.) and refill canisters. I also do some self care tasks like a serious eyebrow groom, a hair oil, an Aztec face mask, clipping all my nails/painting my toenails, and in the shower I shave my legs for the week. The animals also get a spa day. We check toenails and brush them out.
Then the week is nicely set up and we don’t have to worry about this stuff until next Monday!
S is braving the weather to go to the grocery store. He comes back with a full haul as there was quite a bit of discounted meat. We put it in the freezer. 48.33 (my half)
2:30: I finish the main floor items and go upstairs to find S and the cats in the nap den bed. I decide to crawl in too and we have a major cuddle nap. K isn’t allowed upstairs so the cats have a space away from him, but we spend a lot of time downstairs with him, so I don’t feel too bad.
4:30: Up from the nap and do the upstairs chores, and then a shower. I break halfway to have some soup.
7:00: House is clean, I am clean, and animals are clean! S and I make Cajun rice for dinner. I do my steps and crossword puzzle.
9:30: Closing tasks, lights out!
Daily Total: 48.33
submitted by Rupindah to MoneyDiariesACTIVE [link] [comments]

I am in my early 30s, make $75k a year ($120k joint), live in the South, work as a Development Director, and hate capitalism but love a little luxury!

Edited to remove the tables because when I obsessively checked this post on my phone I couldn't read them?? Also I tried to, but was prevented from, editing the title. I know it looks sanctimonious but that's just one small part of my personality I swear. D:
❤️ Section 1: Assets and Debt
Total Net Worth: $30,875 - all equity.
Retirement Balance: $0 for me; $20,500 for my husband in the state pension program for teachers. (My partner, L, has been paying into the state teachers' pension system for 5 years. For most of my 20s, I either worked at very low-paying jobs, or supported myself and others on a teacher’s salary, so no retirement for me. My current job does not have a retirement program, but one of my goals for this year is to either start a Roth IRA or get a new job with a 401k match… or maybe both?)
Savings Account Balance: $23,733 We’re moving this summer to a city closer to our families, and are saving all we can for a down payment on a dreamy spot. After we move, some amount of what’s left over will go into a retirement fund, and the rest will stay in this HYSA as our emergency fund. For us, three months of expenses, including childcare, is about $18,000.
Checking Account Balance: $455
Credit Card Debt: n/a, pay off each month
Student Loan Debt: $80,000 for L’s undergrad and MAT. $18,000 for my undergrad and (unfinished) MAT. (My undergrad degrees were mostly covered by the Pell Grant, scholarships, and a $10,000 529 from my parents. L was a nontraditional student - didn’t start undergrad until he was 24 - so none of his was covered. Most of my debt is for a MAT program I dropped out of after one year. I was trying to find any way out of teaching at the time (it is demanding, all-consuming, and carceral at once) and thought a PhD would be my only route. When I got my current job I promptly left the program and any dreams of a PhD behind.)
Equity: $83,875 (This number is from an online equity calculator, and is for our house in a very popular neighborhood in a very popular city. Our outstanding debt on the house is $295,000. We put our whole savings down in 2019, which was $9,000 at the time.)
❤️ Section 2: Income
Monthly Take Home: My base pay is $65,000, and L’s is $45,000. I worked a side gig last year that totaled about $10k in additional compensation; all of it went to savings so we don't budget for it. My take home is $4096/month for my full time job, and my current side gig income (grant writing) is variable, between $300 and $600 a month. L’s take home is $2262/month. My health insurance is paid in full by work. L’s insurance and B’s come out of L’s paycheck, as does L’s retirement contribution.
Income Progression: I’ve been working since I was 15 years old, moved out for college at 18, and paid my own bills starting that year. I won’t include that money here though (it was like $12,000 a year as a college student, for reference). Income below starts when I graduated with two BAs that had nothing to do with teaching.
Year 1: $15,600 (part time ABA therapist, full time baby anarchist)
Year 2: $32,000 (year 1 teacher salary: I accepted a spot in Teach for America for this giant salary even though I thought it was an obnoxious neoliberal org. Yes, I was also obnoxious at the time.)
Year 3: $33,000 (teacher, step increase)
Year 4: $34,000 (teacher, step increase)
Year 5: $35,000 (teacher, step increase)
Year 6: $15,000 (community organizer; at the time this felt like a dream job)
Year 7: $20,000 (community organizer & cafe worker)
Year 8: $40,000 (back to teaching, felt rich; this includes a side hustle writing grants on the side for $50 an hour)
Year 9: $45,000 (left teaching for my current job, quit the grants side hustle)
Year 10: $55,000 (got a raise, got pregnant)
Year 11: $65,000 (got a raise and promotion, had a baby)
Year 12: $75,000 (was promoted again in January but waiting on the pay increase to hit, hopefully with backdating. This money diary doesn’t reflect this salary as it hasn’t been reflected in my check yet)
❤️ Section 3: Expenses
Mortgage/PMI/Insurance: $2,110
Retirement Contribution: n/a (L’s retirement is pulled out of his check before he receives it: it’s $169 a month. Right now, I don’t have a retirement contribution)
Savings Contribution: $1000 to main savings, $400 to sinking fund (This is a super aggressive goal for us and is only possible because our childcare costs are covered by work)
Debt Payments: n/a right now (We have student loans to the tune of $100k but haven’t been paying a dime since they were paused due to COVID. But then the other day I checked and saw they've gained interest? Should we be paying them then? WWJD? I legit don’t know.)
Electric: $130
Internet: $100
Cellphone: $65 (For L & I both. We are on a bigass family plan with 40 gajillion other people.)
Subscriptions: $45 ($10 Spotify; $10 Youtube music; $2.99 Apple data (Why?!); $22 NYT (for newspaper and cooking app); also have a split subscription to the New Yorker with bestie F but we paid for a yearly deal.)
Car Payment and Insurance: $150 for a car payment; $202 for insurance (Insurance covers both of our used cars and my dad’s used handicap van. Our car payment is for our used Honda. We only owe $6,850 on the car and I’m back and forth on whether to pay it off with savings)
Medical/Therapy: $0 (My therapist is $140 a session, and I just started seeing her again once a month, but this is reimbursed by work. I also get an inhaler at least twice a month - that’s reimbursed too, costs $60 total.)
Misfits Market: $120 (For a weekly box, which really helps us cut down on overall grocery cost)
Gym membership: $30 (For my intense local yoga studio’s app which is so great in the winter. We also run and bike a lot, as long as it’s warm enough)
Donations: $100 (We give monthly to our local Democratic Socialists of America; the Working Families Party; and a small, local org. I’m also on an organizing committee for that org. We’ll give them one big gift of at least $250 this year, probably in May. I support a couple organizations with grant writing and grant-finding support as much as I can, which usually amounts to a few hours a month.)
Childcare: $0 B goes to a very precious Montessori preschool, and we can walk him there. It’s pricey af ($1300/month). The other $200 is to account for some babysitting from my little sister when L or I have to work weird hours. For now, work reimburses this full amount as a COVID perk; if that changes, we will have to cut costs significantly.
House cleaner: $160 (They come twice a month and charge $80 each time.)
❤️ Section 4: Money Diary
NOTE: We are masked and afraid everywhere we go.
DAY 1: THURSDAY✨
4:20 am: Good morning world! I shuffle into the kitchen in my panties and my slippers to fill up the gooseneck kettle. I recently got into pour over coffee even though it’s quite a commitment. With a toddler, a full-time job, and a Libra sun, I don’t really have time for meditative morning routines. This lengthy, half-naked coffee regimen is my closest attempt. As soon as I get the coffee brewing, our 18 month old, B, starts making noise. I open the door and see he’s got his pacifier in his mouth and his pillow in his arms. He wants to lay with Dada. I help him get in the bed with my husband, L, as quietly as possible. Last week L was super sick and we thought for sure he had picked up COVID. Blessedly all of our tests came back negative, but on the heels of that, he started having major tooth pain and had to have an emergency tooth extraction, AND he got an ear infection as he was coming down from whatever virus he had. I hate it :(
I get dressed and do some chores while they snooze to ease L's morning. I start the diaper laundry (usually his job - we use cloth), put away the dishes, start the Eufy vacuum, and get B and L’s breakfasts together: sunbutter and a little bit of syrup on some banana pancakes I prepped earlier this week.
6:30 am: B and L are up! The hour before we take B to preschool is kind of a marathon. L eats with B (and supervises his syrup consumption) as I clean out some more dirty diapers, brush my teeth, make another cup of coffee, strip our sheets, spray my hair with water to refresh the curl, return a few group texts, and wash some breakfast dishes. Somewhere in here I also eat two boiled eggs with Everything But the Bagel seasoning, and a bunch of grapes.
I help L get B loaded up in the car, and just as they pull off, my parents Facetime me. They’re calling to see B but are polite enough to talk to me for a few minutes. They live a few hours away, and are divorced, but cohabitating. The full story is long and spiritual for me so I’ll spare you. Anyway, my mom and I talk for a while about this couch she thinks I should buy from one of her friends, but it’s two hours away and we’d have to rent a U-Haul, so I think we’ll pass. I do hate our current couch though. Please drop comfy toddler- and dog-friendly recommendations in the comments!
8:15 am: I set out to walk the dog and listen to the Daily’s recent update on the coronavirus. Donald G. McNeill, Jr., says we’re in this through the summer, which is a bummer on the personal and global front, but I suppose it could be worse??? Maybe?? As soon as they finish talking I switch over to You’re Wrong About. I’m deep in the Jessica Simpson series and highly recommend this pod for any other nerdy, lefty, kinda burnt out millennials, especially those of you that are queer or queer-adjacent. Once home, I take my whole operation onto the front porch to work, since the cleaner will be here soon and I don’t want to crowd her in this time of COVID. I LOVE a clean house and I love paying someone else to do the big stuff, which is a recent luxury for us.
11:00 am: I’ve been working steadily in my email and google docs for a couple hours now, and it’s COLD out here. The cleaner leaves and I am grateful to go back into the heat. I Venmo her $80 for the cleaning (included in monthly expenses). I take a break from work and check out the job boards. My current job is the best, and highest-paying, gig I’ve ever had, but I’m planning to leave some time this year for several reasons. The premier reason: I recently learned that I’m qualified for several positions that pay over $100k at similar organizations. With that kind of money we could pay off our student loans, help our families out more, make sizable donations, and L could explore a career outside of teaching without freaking about a slight cut in his pay for a few years as he finds his niche. Or - maybe he’ll get into Edtech somehow and we’ll join Resource Generation. Who knows.
12:30 pm: I have a quick break and pull together lunch: half a cheese quesadilla, a big bowl of Smitten Kitchen’s roasted tomato soup, and a LimonCello LaCroix. L is on his planning period and asks me to edit his most recent job application, and I oblige. Since we’re both job hunting, I ask him if I can buy a resume template and guide on Etsy. I have sworn off online shopping for the year to curb my impulse spending, but he says we’ll just count this one as his purchase. Great news because I hate the formatting of my resume from 2016 and don’t want to fix it myself! $9.95
3:30 pm: My Zooms are over, my inbox is at 0, and I put up my out of office message because I’m taking the day off tomorrow to work on my resume and do some things to prep our house for sale. My high-functioning anxiety created an ambitious backwards timeline for this process back in December, and that timeline currently runs my life. I work for a few more minutes to tie up loose ends, and then walk O to a nearby shop to buy my favorite candle, curbside-style. When I get there the owner gives me some percentage off because it’s slightly discolored from the sun. Huzzah! $27.25, marked down from $40
4:45 pm: My angel of a baby sister, J, who lives just a few blocks away and is in a pod with us, comes to hang out with B for an hour so L can rest. I head to my good friend D’s place for my investment overalls appointment. She's going to alter their awkward wide leg into more of a tapered, mom jean shape. I have a capsule wardrobe which means I’ll wear these babies at least once a week, and plus I get to pay my friend, so I’m fine with the extra expense. When I arrive, she and her partner have the fire pit going, and we drink a couple glasses of wine together, yet more than 6 feet apart. I learn they are planning to move to the same new city as us in the next couple of years and legit cry happy tears.
Afterwards, I head out to pick up dinner for tonight. We are getting burgers from L’s favorite place as a treat. On my way, the WOLF MOON appears over the water and my stomach does triple flips. Then I pick up our dinner: a veggie burger with eggplant jam and kale for me; a real-meat burger with mushrooms, bacon, swiss, carmelized onion, and horseradish mayo for L; and an appetizer plate with pretzels, pimento cheese, onion jam, pickles, and chips for B. Delicious and unhealthy. The total is $34.54.
6:30: Home and eating dinner. B loves his meal, especially the “chokes.” He calls pretzels “chokes” because when L first started feeding them to him, I worried aloud that he would choke every time. I just couldn’t stop thinking about how a pretzel almost took out George W. Bush. Turns out our toddler is better at chewing than George W. Bush.
After dinner, L gives B a bubble bath while I do my own, very minimal, bedtime routine. Then L and I lay down with B to put him to sleep. He has a floor bed, which is a Montessori thing I learned about on mom blogs. L is a very hot and talented woodworker, so he took my floor bed dream to the next level by building a lovely house-shaped frame. The top beam is wrapped in twinkle lights and fake ivy. It’s a nice place to sleep, and we pass out here all the time.
10:30 pm: L wakes me up and we wander to our own bed.
🌿 DAILY TOTAL: 71.74
DAY 2: FRIDAY
4:15 am: Wake up and go look at the clock. Decide this is a silly time to get up on a day off, drink some water, and go lay back down. But once in bed all I can think about is how much I want to read the news, organize my resume, and update this money diary. This is the problem with falling asleep at toddler time. So I get up again at 4:45, make my coffee, read a New Yorker article about Biden’s pandemic response on my phone, and sit down to work on this diary.
6:00 am: L wakes up! He works on breakfast for himself and B and I start meal planning for the month. This is one of my best and most recent life hacks. I found that if I chart out our cooking, weekly takeout, and leftovers at the start of the month, we save lots of money and are so much less stressed about the labor that goes into feeding ourselves. I pull out Smitten Kitchen Every Day and use it to inspire the month’s meals. So quaint to cook from an actual BOOK.
6:45 am: B walks out of our room and announces that he drank my water off the side table. He’s so proud! And so ready to eat. While he eats breakfast, I snack on some grapes and, at B’s request, blast 7 Days A Week by They Might Be Giants. This is the consummate children’s song for any household that dreams of a self-determined world. Over the next hour I take B to school; make myself a real breakfast (a soy chorizo and egg taco); and browse TikTok. Eventually I find a series about this Gamestop situation by a smart Irish woman and L and I watch it together. When it’s over we feel like shrewd stock brokers ready to win money, and L gets to work teaching virtually.
I spend the morning painting our front door and our kitchen wall to prep our house to sell, and talking to my (other) little sister on the phone. She’s an HR person with a job that’s taken her far away from our family, and we don’t talk that often. It is so good to catch up on her life. After that I have a fun, day-off Zoom call with longtime bestie and coworker K. We drink coffee and talk about The Future.
12:30 pm: I make lunch (tomato soup with goat cheese on top, and a savory scone on the side) and get a text from another bestie, M, who offers me a little grant writing contract work this week. Yay! I love them and love working with them. Next, I order our groceries for the week. I get baking powder, eggs, cremini mushrooms, vegan sausage patties, oat milk, ginger root, shredded cheddar cheese, plantains, black beans, doggy bags, broccoli, vegan chicken strips, artichoke hearts, roasted red peppers, capers, ciabatta bread, grits, bananas, avocados, greek yogurt, and on impulse, a pineapple on sale (?!). Maybe B will love it. The total comes to $94.08.
1:15 pm: I do a brief power vinyasa class in B’s room and take a shower. It takes me approximately two Drake songs to shower and dry off, as I don’t have to wash my hair today and I never shave. I work on my resume until L and I leave to pick up B. On the way home we stop at the park to play, and then we all get in the car to pick up groceries.
6:30 pm: We get home later than planned and eat together: leftover tofu ramen for us and veggie lasagna for B, who is so sleepy that he hardly touches his lasagna. L gets him in the bath around 7:15 and I run through my evening routine. There’s a lot going on in the house - preschool lunch and clothes to put up, a mountain of laundry in our room, all of the groceries for the week waiting to be put away, and dinner dishes are languishing in the sink. L starts on chores while I get B dressed.
As I’m dressing B, my mom Facetimes and B shows her several of his board books. While we’re talking my dad texts me a heart emoji - he overheard B and my mom talking from his room. He lives with a disability and a painful illness, so he goes to bed very early. We hang up with my mom and record a video of B making “P” sounds and saying “I love you” to my dad, and send it over. This is the first time B’s ever said “I love you!” Huge news. We read books and fall asleep next to B.
9 pm: I wake up and nudge L but he wants to keep sleeping. I go clean the dinner dishes, put away the food and reorganize the cabinets and fridge, and mop the kitchen floor while I listen to The Daily’s latest reporting on QAnon believers who are at once totally bananagrams and also remind me very much of my aunt. L wakes up at 9:30 because he and Y, my sister’s boyfriend, are gonna game. Cute! He finishes the laundry and I fold a few diapers to help out. Then we lay in bed together until game time, when I fall asleep.
🌿 DAILY TOTAL: 94.08
DAY 3: SATURDAY
5:40 am: Wake up at a ~*~weekend hour~*~!! Start my kettle, clean and moisturize my face, pull out the ingredients for waffles, and pick up around the house while I wait for it to boil. I try to read some, but get bored a few pages in. I’m currently reading How to Do Nothing and it’s good enough, but I think I need to chill on the nonfiction and read, like, saucy romance novels with hot bisexual leads. Send me your recs please!
Waffle time! This recipe is my go-to. I recommend whipping the egg whites first. B wakes up around 7:15 and helps me cook which is cute and very messy. He eats his waffle with honey, peanut butter, and grapes. L wakes up after him - he had a late night gaming!
8 am: I open yesterday’s mail and find an anti-abortion DVD from L’s grandma. It’s Abby Johnson’s “memoir.” Abby Johnson is an opportunistic right winger and documented liar who once moonlighted as a Planned Parenthood clinic manager. L is a preacher’s kid, so we’re not surprised to receive this from his grandma. For example: 10 years ago, when L and I were a couple years into our relationship, her Christmas gift to me was a book about how one can recover from being a slut by getting married and finding Jesus. This particular package really sends me over the edge, though. I decide to write them a short note later that states my own experience with abortion and sets a clear boundary on this kind of propaganda, and includes an article about Abby Johnson’s bullshit life. It’s unlikely this will change their minds - they are septuagenarian Southern Baptists, after all - but at least I’ll be in my integrity.
In the meantime, I group text L’s siblings, and they commiserate with us. His one sibling who is transitioning shares that grandma recently sent them a book about how to tell your gay friends they’re sinning. We agree that’s hilariously dense (and fucking rude) of her, and talk about how everyone under forty is a gay slut living their best life, so really it’s grandma’s loss. During this time I clean the kitchen, finish the waffles, and freeze them for B’s weekday breakfasts.
9:30 am: B asks to use the potty and does a great job peeing on his own! He’s geeked about it and is especially excited to have my parents on Facetime cheering him on. After that we head out on our morning walk. L takes B to the playground and I take O to the dog park nearby. She gets tired pretty quick and we all head to the thrift store. We need chairs for our hand-me-down kitchen table. The ones that came with it are awkwardly wide. L spots two sturdy ones that are just $5 each. Score! $10
11:30 am: B and L are both wiped out once we get home. They eat lunch and go to sleep. I clean up the kitchen, repot one of my plants, water our porch plants, and eat some leftover ramen for lunch. The Marie Antoinette episode of You’re Wrong About keeps me company all the while. 10/10 would recommend.
2 pm: B wakes up and eats some lunch. We watercolor together for a while (he on his big paper, I in my bullet journal), then walk down the street to the local high school while L preps potatoes for our fondue. The high school grounds are open on the weekends, and there’s an amphitheatre on site. B loves the echo in there.
4:30 pm: L joins us in the amphitheatre and together we drag B two blocks back home. I prep the fondue: brie, gouda, and more gouda with white wine. It ends up being a little clumpy but so delicious. My sister, J, and her boyfriend, Y arrive while I’m cooking. Y brings yummy baguettes from his bakery job for the dipping and we prep broccoli, green beans, and tempeh too. We sit down in our new chairs to eat and for the zillionth time I am so thankful we’ve been able to make a pod together this year. Fondue would be a terrifying proposition with anyone else, really.
While we eat, Y tells us he put in his two weeks at the bakery because their COVID protocols aren’t so tight and his coworkers are continuing to go to bars and out to eat. His plan for now is to get back on unemployment and find a virtual job sometime soon. Both he and my sister have worked food service their whole adult lives so the pandemic has been tough on them. Besides the fact that they’re delightful and perfect, this is one key reason we’re planning to move with them to our new city this summer: L and I will be able to easily afford the majority of the rent, deposits, and utilities on a pretty big, and centrally located, house. Living together will allow us to grow our savings and take our time looking for a Forever Home, and will allow J and Y to pay really low rent as my sister goes back to school full time and Y looks for a full-time job. I’m really looking forward to living with them and know it’ll be good for B, too. They leave around 7 pm and we put B to bed, this time without falling asleep ourselves!
8:30 pm: Turn on How I Met Your Mother in bed and the episodes are baaaaad bad. One entire episode casts sex workers as a punch line. Ick. L and I agree to find a new show, and fall asleep around 10.
11 pm - 2 am: B is up and between our two beds. Wahhhh.
🌿 DAILY TOTAL: 10
DAY 4: SUNDAY
6 am: Up and at ‘em! Discover I’m out of my fancy coffee and don’t want to emphasize the flavor of our grocery store beans with a slow pour, so make a french press instead. B wakes up too early so we watch toddlers together on TikTok while I drink my coffee, then read books while L makes us all eggs for breakfast. We head out for our morning walk around 9 am and stop at a coffee shop a few blocks away. I pick up Counter Culture’s Iridescent beans, buy an espresso brownie on a whim, and tip the cashier because she’s so sweet and tipping is good. The total is 23.03. L takes B to the playground and I drop my purchases and O back at the house before I head out for a run.
9:45 am: It’s 65 degrees and my run is glorious. I run to the water and pause Lil Yachty for a minute to take it all in. Once home I shower and put on a black LA Apparel catsuit and a marled black and white cocoon sweater from AA of the past (I like what I like!). We feed B lunch and then L puts him down while I clean up.
Around 11:30, J comes over after to watch B while we remove the storm windows from our whole house and clean the windows underneath as part of our work to prep the house for sale. We’re a solid team: L removes the storm windows and caulks all the gaps in the wood while I follow behind him and wash the windows inside and out. Our sweet neighbor catches us cleaning and offers to let us use her power washer for free next weekend to clean up the front of the house. I resolve to bake them some cookies.
2:30 pm: We are done with the window operation and it’s time for me to water all 57 plants in the house. Along the way, discover that I overwatered B’s hoya last week and it’s rotting. Noooo! I unpot it on the porch to dry the roots, but it’s raining so this might not work. There’s only one surefire solution: buy a replacement plant! I try to convince L we should go to the nursery, but he’s not so into it. I walk around dejectedly with a towel to clean up all the water I spilled, and Zelle J $70 for babysitting even though she insists she would do it for free. Next B, L, and I share a snack: crackers with goat cheese and harissa. Mmm. B skips the harissa but loves the goat cheese. Meanwhile I begin to stress about making dinner. We’d planned goddess bowls but L and I just aren’t feeling it after our marathon of house work. L requests Chinese and is suddenly more amenable to visiting the nursery, which is near our favorite Chinese takeout spot. Score!
5:00 pm: We leave the plant shop with a heartleaf philodendron for B’s room and a giant, lovely, perfect monstera deliciosa just because. The total comes to $53.24. Then we pick up our food: $33.08 including the tip. L ordered a large veggie lo mein to share with B and General Tso’s chicken, and I got family style tofu and vegetables. We start B’s bedtime routine at 6:30 and he’s out by 7:00 - early for him!
After he’s down, L preps his breakfast sandwiches for the week and I do some dishes. Then we take mutual advantage of the extra hour we have together. Even after 12 years it’s always so good with L. I fall asleep around 10 pm feeling blessed.
🌿 Daily total: 179.32
DAY 5: MONDAY
5 am: I make my pour over and get started on work first thing. I have a couple of deadlines this week and the side gig to balance so I’m already feeling pressed for time! I wrap up an entire grant report before 6 am and feel very accomplished. Then I pause work to start our breakfast, which is all pre-prepped, hallelujah. While L and B eat breakfast, I get dressed in a black turtleneck minidress, busted old tights, black ankle socks, and my Doc Martens.
I help L load up the car with B and all his gear, and tell L to be careful. Today is L’s first day back teaching in person since December, and we’re both nervous since COVID is still running wild in our red state. On the way to work he fills up his car for $18.33.
2:30 pm: After another grant report, seventy gajillion emails, forty Slack messages, and several hours of Zoom calls, I’m ready for a break. I finish eating the quinoa salad I prepped during Zoom call #2 and then eat a pear too. I see our Misfits box has been delivered. It’s $30 a week, and is included in our monthly expenses. I unpack it, clean the counters, wipe down the bathroom sinks, take O for a walk, and sit down to work on my side gig grant report, which is due Wednesday. I set a 30 minute timer because I don’t want to be too late picking up B.
4:25 pm: Worked longer than I meant to! Pack some snacks and pick up B. On the way home we get a giant bag of potting soil so I can repot those plants. It’s $18.52. Come home and engage in B’s favorite winter activity: pressing all the buttons in the turned-off car. Meanwhile, in another car across town, L picks up a big bag of Purina One, butter, maple syrup, and applesauce. That total is $28.64.
5:30 pm: The whole family is home and we kick it inside until it starts to get dark. L and I gather all the things and take the creatures out for a walk even though there’s a light, but very cold, rain happening. B is cranky and so are we, so the walk is quick.
We eat leftover Chinese food around 7 and start B’s bedtime routine. B falls asleep at 8 and I update this diary for a while, then go watch Ted Lasso in bed with L til about 9:30. It’s much better than How I Met Your Mother, for the record.
🌿 DAILY TOTAL: 65.51
Day 6: TUESDAY
3 am: B wakes up and needs a diaper change. I have the hardest time falling back asleep after: I can’t stop thinking about how I left B’s hoya out in the cold with its roots exposed most of the day yesterday and into tonight. But it’s too cold for me to get up again and pull it inside! So instead I toss and turn and hope it’s not dead yet.
6 am: L’s alarm wakes me up! No early morning reading and writing time for me. I get right up, make a giant pour over, and get breakfast together while L wakes up B. Then I actually sit down with them to eat: B and I both eat boiled eggs with everything but the bagel seasoning and some coconut milk yogurt, and L sips his coffee while his breakfast sandwich heats in the oven. I get dressed in my workout gear and walk the dog while L gets B ready for school. They leave, and I finally bring the hoya in, and start work, around 7:30. L buys coffee and snacks from the gas station on his way to work: $6.88.
9:30 am: I grab some crackers and peanut butter from the kitchen and notice a DMV bill on the fridge I’ve been meaning to pay, but don’t totally understand. I call them up and respond to emails while I sit on hold. Turns out I owe the DMV $10 for paying my Dad’s van insurance late. With the “processing fee” it comes to $11.17.
1:30 pm: Been on Zoom calls all morning, and decide to switch over to the side gig work for a bit. Meanwhile I eat that quinoa salad I prepped yesterday. At 2 pm, my longtime bestie and neighbor F comes over and we take O for a walk in the park together and have such a good conversation. While the context is (very) different, I’m reminded of the Toni Morrison quote when I think of F: “She’s a friend of my mind.” Such a gem, and such a smartie. At 3:30 I start a HIIT yoga class and it kicks my butt even though it’s only 20 minutes long. Afterwards, I shower and pick up B.
5:00 pm: L arrives home while B and I are playing, and we get in the car once more to check out a cute couch L scoped out on Facebook marketplace. It’s a sweet vintage brown velvet actually-for-real midcentury situation. Unfortunately we discover it’s also small and very uncomfortable. $200 not spent. Once home, my family goes for a walk and I make dinner - this grits and beans recipe from NYT cooking. It’s blessedly quick to pull together. Meanwhile D texts me and says my overalls are ready! YAY! She’s gonna drop them off in a couple of days. She says the total is $30. I include a tip and Venmo her $40.
7:00 pm: At bedtime, B cannot get enough of his books and we read All The World several times. He finally falls asleep around 8:20 and L and I eat dinner on the couch, with Ted Lasso. I drink a glass of red wine, which is a mistake: my anxiety spikes right after, my stomach hurts, and I can’t sleep. This is very upsetting as I want very much to be a wine mom. Does this happen to anyone else?
🌿 DAILY TOTAL: 58.05
DAY 7: WEDNESDAY
5:45 am: Wake up with B cuddled into my back - L moved him to our bed in the middle of the night after his second wake up. Get my coffee and breakfast together and sit down at my computer to work on the side gig grant while everyone's asleep. Then L and I manage the morning rush together. I eat sourdough toast, two scrambled eggs, and some pineapple along the way.
7:30 am: Take O out for a walk and on a whim decide to listen to one of my favorite easy-listening pods: A Beautiful Mess. Normally the two sisters and co-hosts, Elsie and Emma, chat about things like home decor or craft making or how to balance kids and work. This episode is about the host’s evangelical upbringing, though, and is a real raw and honest tear jerker. Pair it with this, one of my top reads of 2020: “What Does the White Evangelical Want?” It gets me thinking about L’s upbringing in the church. He and all his siblings are all agnostic now.
Finally sit down at my desk and debate taking Adderall. I used it regularly in college and for a few years after in order to Do All The Things. I try to stay away from it now - I’m not trying to live an impossible life any more - but I also really want to pick B up earlier than normal today, and that means I need to meet all my deadlines and make it through two Zoom calls with my direct reports by 3 pm. I decide to take 4 mg. Right after I take it, three different friends text me at once and then, suddenly, I’ve spent an hour catching up via text. Get to work for real around 9 am.
3:00 pm: Wrapped all my calls, answered all my emails, washed all the dishes, ate some lunch, and finished the side gig work! OK Adderall, you beautiful bitch. Spend a few more minutes tying up loose ends and then gather my things to pick B up from school. The plan today is to go “play basketball” in the park near his school because he is OBSESSED with balls, and I’m trying to do more magical things every day with him. It’s cold but I’m ready to brave it on his precious, curly-headed behalf.
At 4 pm J calls and asks to go pick him up with me. Hooray, things just got even more magical! We head to a different-than-usual park together and run around until B sits in, and then drinks from, a puddle. We panic and J googles “What happens if my baby drinks from a puddle?” The search returns lots of stories of babies eating muddy rocks and surviving, so we decide it’s ok.
5:00 pm Head home and L is back from work! We take the smols on a walk and I tell L that I think nighttime screentime is making me anxious. I’m a sensitive creature and I really don’t want to blame the wine. He’s very perfect so he helps me think through an alternate plan for this evening: hot tea and book reading in bed, and maybe sex, too! Fun.
Next, I head home with O to pot the plants we bought the other day, and L takes B to the playground. They get back around 6:30 and I am very excited to reveal my new plant placements. Everyone feigns interest except O. Then we eat leftovers together and B gets in bed around 7:30. L and I promptly fall asleep next to him and don’t wake up again til 11 pm. Guess our new nighttime routine will have to wait til tomorrow!
🌿 DAILY TOTAL: 0
❤️ Section 5: TOTALS
Total Expenses: $478.71
Food & Drink: $220.25
Fun & Entertainment: $0
Home & Health: $109.01
Clothes & Beauty: $40
Transport: $29.50
Other: $79.95
❤️ Section 6: REFLECTION
This week reflects a new normal for us, I think! We just set the goal of saving up for another down payment in December, and that’s when I swore off online shopping both to save money and to stop lining the pockets of evil billionaires like Bezos (no shade to anyone who uses Amazon, this is purely a personal goal & I’m not sure I can meet it). This self-imposed rule is helping me reign in my discretionary spending overall. L and I have only been living a two-income, middle class life for a few years, and my lifestyle creep was a little out of control in 2020. That said, I can and do still regularly justify spending money on things that make life more luxurious and beautiful - like a $40 candle or a totally unnecessary but very lovely plant.
There are a couple of things not reflected in this diary that we regularly spend on: gifts (my achilles heel - for example, we spent three! thousand! dollars! on Christmas gifts in December), and medical bills. Both B and I had to visit the emergency room in 2020 and we are still getting random bills in the mail as our insurance company and the hospital duke it out. As I was editing this diary on Thursday, I received one for $787. Wahhhh. I think I’m gonna get on a payment plan, but even so that it will be over $200 a month.
Last thought: this process got me thinking in some detail about the contradiction of organizing for the fall of capitalism (and the rise of a more gentle and just economic system), yet believing everyone - including ourselves and our own families - deserve to live full and abundant lives. This means I compromise my own anti-capitalist values and beliefs every day, in big and small ways. Discuss?
submitted by mdanonomy21 to MoneyDiariesACTIVE [link] [comments]

Wine release 6.0

The Wine team is proud to announce that the stable release Wine 6.0 is now available. This release represents a year of development effort and over 8,300 individual changes. It contains a large number of improvements that are listed in the release notes below. The areas of major changes are: - Core modules in PE format. - Vulkan backend for WineD3D. - DirectShow and Media Foundation support. - Text console redesign. This release is dedicated to the memory of Ken Thomases, who passed away just before Christmas at the age of 51. Ken was an incredibly brilliant developer, and the mastermind behind the macOS support in Wine. We all miss his skills, his patience, and his dark sense of humor. The source is available from the following locations: https://dl.winehq.org/wine/source/6.0/wine-6.0.tar.xz http://mirrors.ibiblio.org/wine/source/6.0/wine-6.0.tar.xz Binary packages for various distributions will be available from: https://www.winehq.org/download You will find documentation on https://www.winehq.org/documentation You can also get the current source directly from the git repository. Check https://www.winehq.org/git for details. Wine is available thanks to the work of many people. See the file AUTHORS in the distribution for the complete list. ---------------------------------------------------------------- What's new in Wine 6.0 ====================== *** PE modules - The core DLLs, including NTDLL, KERNEL32, GDI32, USER32, etc. are built in PE format. This should help a number of copy protection schemes that check that the DLL files on disk match the in-memory contents. - There is a new mechanism to associate a Unix library with a PE module, to make it possible to call Unix libraries from PE for the functions that can't be handled with Win32 APIs. These libraries are found by replacing the PE module file extension with .so, for instance ntdll.dll -> ntdll.so. They have to be located next to the PE file on disk. - Winelib modules no longer link against libwine.so, or require it at run-time. This is a backwards incompatible change, meaning that modules built with Wine 6.0 won't run on older Wine versions. - The libwine library is no longer used, but it's still provided to support running Winelib modules built against older versions. It is deprecated however, and will be removed in a future Wine release. Applications that explicitly call libwine functions will need to be changed to call equivalent Win32 or Unix APIs instead. As a consequence, the wine/library.h header has also been removed. - PE modules can be built with their debug information split to a separate file, to reduce the size of the files installed into the Wine prefix. *** Direct3D - An experimental Vulkan renderer for WineD3D is implemented. This requires the vkd3d-shader library in order to translate Direct3D shaders to SPIR-V shaders. In this release, shader support in the Vulkan renderer is limited to shader model 4 and 5 shaders. In practice, that limits its usefulness to Direct3D 10 and 11 applications. The Vulkan renderer can be enabled by setting the Direct3D "renderer" registry setting to "vulkan". - The following Direct3D 11 features are implemented: - Per render-target ("independent") blend states. - Dual-source blending. - Multi-sample anti-aliasing sample masks. - Several more capability queries. - Support for Direct3D 9 alpha-to-coverage multi-sampling is implemented. - When the EXT_framebuffer_multisample_blit_scaled OpenGL extension is available, scaled multi-sample resolve operations can happen as a single operation. - When the ARB_buffer_storage OpenGL extension is available, it will be used to allocate OpenGL buffer objects. This can result in minor performance improvements with some application and driver combinations. - The Direct3D graphics card database recognizes more graphics cards, and the reported driver versions have been updated. - New or modified HKEY_CURRENT_USER\Software\Wine\Direct3D registry keys: - "renderer" (REG_SZ) The backend API to target. This existing setting has an additional valid value in this release: "vulkan". Possible values are now "gl" (default) for OpenGL, "gdi" or "no3d" for GDI, and "vulkan" for Vulkan. - "csmt" (REG_DWORD) Enable or disable multi-threaded command stream features. This existing setting has an additional valid bit-field value in this release. Valid bit-fields in this release are: - 0x1 Enable the multi-threaded command stream feature. - 0x2 Enable serialization between multiple command streams in the same application. This feature is primarily useful for applications using multiple Direct3D instances from different threads, in combination with OpenGL drivers that do not properly support multi-threaded access themselves. As of this release, this is known to affect Microsoft Office 2013 and later versions in combination with the Mesa-based Nouveau driver. Note that this setting is a bit-field; in order to enable both features above, set this to 0x3. - Removed HKEY_CURRENT_USER\Software\Wine\Direct3D registry key: - "DirectDrawRenderer" This setting was previously deprecated in favor of the "renderer" setting, and has been removed in this release. *** D3DX - Drawing text using the ID3DXFont interface is implemented. - The ID3D12ShaderReflection shader reflection interface is implemented. - The D3DX10GetImageInfoFromMemory() and related image information query functions are implemented. *** Graphics - Drawing arcs, ellipses and rounded rectangles using the Direct2D API is implemented. - The standard sRGB color profile is installed into the prefix, for applications that expect to load it directly. - The Null display driver can be used as a proper display driver, for cases when a user interface is not needed. - WindowsCodecs supports decoding images in DDS (DirectDraw Surface) and JPEG-XR formats, as well as encoding images to GIF format. - The Vulkan driver creates the JSON manifest and registry entry used by the official Vulkan loader. - The Vulkan driver supports up to version 1.2.162 of the Vulkan spec. - There are a number of improvements in GdiPlus, including support for widening lines, more hatch styles, and more record types in metafiles. *** Audio / video - The Media Foundation framework is more complete, including: - Initial Media Session implementation for state changes and data flow. - Initial Streaming Audio Renderer (SAR) pipeline component implementation. - Initial Video Renderer implementation, a pipeline component hosting EVR mixer and presenter. - Initial Topology Loader implementation. - Various fixes for the Source Reader. - Initial Media Engine implementation. - Asynchronous queues functionality is moved to rtworkq.dll. - The AMStream (ActiveMovie Multimedia Streaming) library is more fully implemented, including support for streaming and sample management. - The Video Mixing Renderer supports the following features: - Windowless and renderless mode. - Automatic stretching and resizing of the video to match the window size. - Hardware-accelerated color space conversion of YUV formats, if supported by the underlying Direct3D implementation. - Preservation of video aspect ratio via letterboxing. - The Video Mixing Renderer is used as the default video renderer if supported by the underlying Direct3D implementation, replacing the GDI video renderer. - The DirectShow File Writer filter is implemented. - The DirectX Media Object (DMO) Wrapper filter is implemented. DMOs can be automatically enumerated and plugged into the filter graph. - The video capture filter supports reporting more information about video formats, including supported sizes and frame rates. - More Media Detector APIs are implemented. - The GStreamer wrapper filter supports video and audio format conversion within the GStreamer pipeline. This obviates the need for extra transform filters, and accordingly the GStreamer-based YUV to ARGB converter, audio converter, and mp3 decoder have been removed. Any video can be output in any of several RGB and YUV formats, allowing for better performance in some cases. - The Enhanced Video Renderer (EVR) contains an initial default mixer and presenter implementation using DXVA2 API. - The XACT3 (Cross-platform Audio Creation) engine library and interfaces are implemented through FAudio. *** Text and fonts - Text console support is reimplemented, using the architecture of recent Windows versions, which is closer to the Unix way of doing things. In particular: - Pseudo consoles are implemented (equivalent to Unix pseudo TTYs). - All console handling is done in the ConHost process. WineConsole is now only a thin wrapper around ConHost. - ConHost handles VT escape sequences, meaning that the Unix Curses library is no longer needed. - Default shaping features are enabled for all scripts in DirectWrite. All types of GSUB/GPOS lookups are supported. - In DirectWrite, CMAP data is read directly from the font without global cache or a need to create FreeType objects, for improved performance. - The font initialization in GDI32 avoids loading fonts through FreeType when possible, for faster startup times. The font registry cache is also more efficient. - The Uniscribe support in the USP10 library is moved into GDI32, as per recent Windows versions. - An initial version of the Webdings font is implemented, with only a few glyphs at this point. *** Input devices - Raw input devices and messages are implemented, and used by DirectInput instead of less efficient low-level hooks. - An initial USB kernel driver is implemented, based on the LibUSB library, to provide access to USB devices. - Mouse position history is implemented, for games that want more precise mouse positions. - SDL controller mappings can be set through the 'SDL_GAMECONTROLLERCONFIG' environment variable. - Plug & Play device notifications are implemented. *** Desktop integration - Display settings are retrieved through XRandR 1.4 if available. This also provides support for multiple display orientations. - There is a consistent view of the graphics adapters across the X11, OpenGL and Vulkan APIs. - The desktop work area layout is supported on multi-monitor setups using the _GTK_WORKAREAS property. *** Internationalization - Unicode character tables are based on version 13.0.0 of the Unicode Standard. - Unicode normalization is fully standard-compliant, including support for Hangul, supplementary character planes, and IDN normalization. - Codepage and other Unicode tables are stored in external NLS files compatible with Windows. This makes it possible to test with the native files to track down character mapping issues. - Codepage mapping tables are generated from Microsoft's Open Specification data for better compatibility. - Unicode linguistic case mappings for languages like Turkish are implemented. - Codepage 708 (Arabic ASMO) is supported. *** Kernel - Windows version compatibility mode is implemented, to only report the newest Windows versions to applications that have declared that they support them. - INI file mappings are implemented, to redirect .ini file entries to registry keys. - Many more NT kernel objects and functions are implemented, to support anti-cheat systems that load kernel drivers. - A NetIO.sys kernel driver is implemented, to support copy protection drivers that want to access the network. - AVX registers are supported in register contexts and exception handling on x86 platforms. - The Kernel User Shared Data block contains up-to-date timestamps, to avoid system calls when retrieving the current time counter. *** C Runtime - The C runtime import libraries provide the necessary runtime support so that PE modules no longer depend on the MinGW runtime. - The Wine modules are all built against the new UCRT runtime. - Winegcc uses the new UCRT runtime by default, unless an older C runtime library is explicitly imported. - The C runtime supports Windows locales that use the UTF-8 codepage. - A number of C runtime math functions are implemented internally based on code from the Musl C library, to avoid depending on the system math library. - Floating point formatting is reimplemented in the C runtime to avoid depending on the system printf function. *** Internet and networking - The Gecko engine is updated to version 2.47.2. - The WebSocket API is implemented. - JScript and VBScript report the correct location for errors in scripts. - There are various improvements to the LDAP and Active Directory Service support. - There is an initial implementation of the NDIS network driver. - The OLE data link dialog supports configuring the ODBC data connection. *** Cryptography - The BCrypt library supports additional algorithms, including DSA keys and the 3DES cipher. - The DSSENH (Digital Signatures) Cryptographic Provider is implemented, and enabled by default. *** Alternative platforms - Support for exception handling and stack unwinding on ARM platforms (both 32-bit and 64-bit) should be on par with the x86 architectures. - There is initial support for ARM64 on macOS, for the new Apple Silicon. - Support for the obsolete 32-bit PowerPC architecture is removed. It had been broken for some time already. - Case-insensitive filesystem optimizations are enabled on FreeBSD. *** Builtin applications - WineCfg supports querying and modifying the configured Windows version through the command line with a new /v option. - The Shell Folders configuration in WineCfg also supports the Downloads and Templates folders. - The removable drive autodetection has been removed in WineCfg, now that the dbus dynamic device support is stable. - The FSUTIL tool supports a 'hardlink' command to create hard links. - The FIND tool supports searching multiple files, in addition to standard input. - The WHOAMI tool is implemented to display the current username. *** Development tools - Winegcc supports generating PDB files when building PE DLLs, for compatibility with Windows debuggers. - DbgHelp supports GNU-style debug information also in PE files. - Winegcc can generate an import library directly when building a DLL, with the '-Wl,--out-implib' option. - The various build tools also look for include and library files in paths relative to the tool binary, to allow relocatable Winelib installations. - The Resource Compiler (wrc) and Message Compiler (wmc) use the external NLS files for codepage conversions. If necessary, the path to the external files can be specified with the '--nls-dir' option. - There are various improvements in the gdb proxy mode in WineDbg, including support for hardware watchpoints, and for loading symbols from PE modules. - The Message Compiler (wmc) handles the Unicode BOM to detect the input file format. - The Resource Compiler (wrc) has a '--utf8' option to specify UTF-8 input, as an alternative to putting #pragma codepage inside the file. - The IDL compiler (widl) supports a WinRT mode, and various constructs specific to that mode. - The IDL compiler (widl) supports custom attributes in type libraries. *** Build infrastructure - Makefiles are no longer recursive; a single Makefile is generated to build the entire tree, with correct dependencies between modules. - Automake-style silent build rules are supported. They are disabled by default, but can be enabled by passing the '--enable-silent-rules' option to configure. - The new LLVM-MinGW compiler is supported for PE cross-compilation. - Building with the Clang compiler in MSVC mode is supported. - A '-syscall' entry point flag is supported in spec files, to generate NT-style system call entry points. *** Miscellaneous - The Mono engine is updated to version 5.1.1, containing the open sourced parts of the WPF framework, and initial replacements for some of the closed source parts. - Most modules have been converted to use wide-character string constants like L"abc" instead of explicit arrays, for more readable code. - Many of the less common timezones (for various remote islands) are supported. - Listviews and image buttons are supported in MSI installers. - There is initial support for the Print Ticket API. *** New external dependencies - The LibUSB library is used to implement the USB driver. - The VkD3D-Shader library is used to translate Direct3D shaders to SPIR-V shaders for the WineD3D Vulkan renderer. - The Curses, GLU, and Zlib libraries are no longer used. 
Taken from https://www.winehq.org/pipermail/wine-announce/2021-January/000510.html
submitted by l_bratch to linux_gaming [link] [comments]

GME Short Squeeze and Ryan Cohen DD for Jim Cramer, The (Man)Child Who Wandered Into the Middle of the GME-Cohen Movie 🚀 🚀 🚀

The Dude: It's like what Lenin said…you look for the person who will benefit, and, uh, uh...
Donny: I am the walrus.
The Dude: You know what I'm trying to say...
Donny: I am the walrus.
Walter Sobchak: Shut the fuck up, Donny! V.I. Lenin! Vladimir Illanich Uleninov!
Donny:What the fuck is he talking about, Dude?
Hello again, GME Gang. What a fun day we had yesterday! Could it continue today? Only Melvin Capital (and maybe Ryan Cohen) knows!
And an extra special hello today to our newest WSB lookie-loo, Mr. Cramer (Can I call you Jim? I’m gonna call you Jim).
Now Jim, from what I’ve been able to gather, you and your Boomer stocks and your Hot Manic Takes don’t always get a lot of love around here. But that’s not all your fault, Jim. The Paste-Eating Rocket Kids are often good for a solid meme (FYI: it’s pronounced “Mee-Mee.” Feel free to use that on air without verifying). But the Rocket Kids can be a dense bunch and they’re also often one click away from Total Financial Ruin (Quick shout out to SPCE: Pleas fly again). So you have to dig a bit in here to separate the wheat from the chaff, as someone like you actually says in real life. What the fuck even is chaff, Jim? And why do all Boomers seem to think that folksy farm-based idioms are the perfect way to conclude a thought?
Anyway. Those of us who watched your teevee clips last week where you reference your interest in WSB know that you, Jim Cramer, might be one of the Olds, but that you also Think Young(TM). https://www.thestreet.com/jim-cramestock-market-advice-moderna-boeing-fed-ftc-dec-15. So we’re going to do our best to help your young-thinkin’ brain find the Needle In the Haystack here so you can get All Your Ducks In a Row on GME. Because we know that you’re a long way from being Put Out to Pasture, and though you may be an out-of-touch millionaire prone to facile yammering, we now like you here, Jim—simply because you mentioned us and that made us blush a bit since we’re needy Millennials who just want our Boomer mommies and daddies to Tell Us They’re Proud of Us. So even though the Paste-Eating Rocket Kids here are often Buying A Pig in a Poke (Christ, please do not ever say that or the kids’ Mee-Mees are gonna fuck you up), we appreciate you recognizing that, every now and then, there’s something worth paying attention to over in this weird little pocket of the Interwebs. And since you’re actually telling your loyal single-finger-typin’ viewers to check out this WSB shitshow, and “if they’re running GME, then do some work on GME,” we assume you might actually be checking this shit out too, since all true Young Thinkers know that What’s Good for the Goose is Good for the Gander.
Now, is the GME play as solid as your recent recommendation to buy Bed Bath and Beyond? Who knows? That seems pretty stupid, and I would look it up myself this weekend but my nice little Saturday is already pretty full so I don’t know—I don’t know if I’ll have enough time. But I’ll tell you one thing: the GME play is a lot more fucking fun. Life in a pandemic is boring, but here in this weird WSB place, these kids like fun. And for all your Boomer weirdness, you seem like you still like to have a little fun in this Mad, Mad world of ours. So consider joining us here more often. A word of warning, though: if you don’t like all the dern cuss words we use around here, Jim, well that’s just, like, your opinion man, and we’ll have you know that the Supreme Court has roundly rejected Prior Restraint.
First thing’s first: we have a bit of a bone to pick with you (now there I go). The stuff you said last week about GME as the next Blockbuster was D-U-M dumb, Jim. You were a bit out of your fucking element with that. You even made our largest shareholder and conqueror-in-waiting, Mr. Ryan Cohen, send an emoji-only tweet in response, which if you know the super nice-guy Ryan Cohen like all of us do (we actually know nothing), that is pretty much the equivalent of him bringing his dog over to micturate on your and George Sherman’s rug.
Now, I myself have never been into the whole brevity thing, but I wanted to take this opportunity to get you up to speed on the GME movie you’ve wandered into. And I know you’re down with this because you told all your viewers that if WSB is talking about GME, then “make sure you know GME.” So before you say something Absolutely Mad again and Cohen sends a tweet with an even less ambiguous emoji, it’s high time that you start Making the Sure here, Jim. Just consider this to be CPT Hubbard delivering you some Orange Sunshine and turning you on to some of that Sweet, Delicious Non-Chaff Wheat you love so goddamn much.
Part 1: GME’s Bonkers-Ass Short Interest
Now, I’m going to lead with the most crowd-pleasing part of the story here (Get ready, Rocket Kids!), and it’s the one that you did not even seem remotely familiar with in your “Stay out of GameStop, Deadbeat!” rant last week. Maybe that was by design or maybe not. We’ll return to that, Jim. But the point here is: the short interest here is batshit insane. And not just your garden variety Boomer in Rolled Up Sleeves Ranting About Buying Estee Lauder While Hitting Buttons On The Beep-Bop-Boop Machine kind of insanity. Really and truly fucking nuts.
So to TL/DR this shit for you, Jim (to use the parlance of our times): GME is the most shorted stock trading today—by far. https://financhill.com/most-heavily-shorted-stocks-today How shorted? Well, the value of shares short exceeds the market cap of the company; there are currently more shares short than the total number of shares outstanding. And when factoring in the institutional and insider ownership, the total short percentage of float is nearly 300%. https://www.gurufocus.com/term/FloatPercentageOfTSO/GME/Float-Percentage-Of-Total-Shares-Outstanding/GameStop-Corp Even higher, actually, now that Cohen’s interest is over 10%. Now, I’m not a numbers whiz like you, but that level of short interest and the small available float seems pretty fucked up to me. Like: “how is that even legal?” fucked up. And just for a frame of reference, the third most shorted security right now is your beloved Bed Bath and Beyond, with a short percentage of float at a nice and tidy 69%.
Are you starting to gather why some of us in this weird little pocket of the Interwebs are a little excited about GME? You see, as u/Jeffamazon and RodAlzmann u/Uberkikz11 and others have explained in these here corners and on the twitter machine with their top-notch DD, and as I will translate to you in lingo you can dig, the short sellers got way over their skiis on this one expecting a bankruptcy in Spring of 2020 that never came. And yet, amazingly, the short interest has only increased since then—there has effectively been no covering in the aggregate and, in fact, the short percentage has only gone up. And now, on the threshold of 2021, we all sit atop a massive powder keg wondering what is going to be the thing that finally lights this shit up. And at the end of this little missive, I’m going to tell you what I think that thing might be (Spoiler: It’s Ryan Cohen! Better start getting used to seeing his name, Jim, because this dude does not fuck around and he’s not going anywhere).
https://www.reddit.com/wallstreetbets/comments/k4csaa/the_real_greatest_short_burn_of_the_century_part/
https://twitter.com/RodAlzmann
https://thecollective.finance/2020/10/gamestop-gme-a-squeeze-to-44-from-14-can-be-justified-fundamentally-100-of-the-shares-are-short-watch-out/
Part 2: GameStop Isn’t Going Bankrupt and People Actually Want to Buy Shit There
So, you foul mouthed little prick, a bonkers-ass short interest is neat and all, but why is Jim Cramer wrong when Jim Cramer compares GME to Blockbuster you might be asking yourself in the third person. First, the most obvious answer, Jim, which you should fucking know already: Blockbuster was nearly $1 Billion in debt and missing debt payments left and right when it was delisted way back in 2010. That was also when there was a bit of a credit crunch, if you recall, right after that whole Housing Crash Unpleasantness that you saw coming from a mile away and from which you made hundreds of millions of dollars due to your contrarian foresight—I’m sorry, I’m clearly confusing you with Christian Bale starring as Dr. Michael Burry, weirdo head of Scion Asset Management, which also holds about 1.4M shares of GME (You really gotta start looking into this stuff, Jim. This story is made for TV, man—and you Boomers were raised by TV and you turned out TV!). Also, in 2010 when Netflix is ripping and when Blockbuster was about to be delisted and bankrupt, an analyst noted the obvious fact that Blockbuster had “nothing on the horizon that makes it look like Blockbuster is going to be more profitable.”
https://www.reuters.com/article/us-blockbusteblockbuster-wins-debt-reprieve-forced-to-delist-idUSTRE66052720100702
But Jim, if your Blockbuster comparison has any plausibility, GameStop must have a major debt problem then, right? And yet just last month GameStop repaid $125M in debt several months ahead of time. It’s also really weird that over the past year management bought back a ton of shares, taking the OS from 102M down to just under 70M (making a short squeeze even more likely, my Rocket Children). The weirdness continues with a soon-to-be-bankrupt company holding almost $500M in cash on hand. And according to George Sherman’s “Thine Omnichannel Shalt Be The Omni-est Channel of Them All” Conference Call following Q3, by March 2021 GME will have retired a total of $500M in debt and returned $200M to shareholders through stock buy backs. I’m no expert here, and I do not presently own a Beep-Bop-Boop Machine, but that’s all pretty weird shit to be doing if you’re about to go bankrupt.
No, no – I get it: who the fuck actually looks at balance sheets anyway before spouting off about what a stock is going to do? I sure as hell don’t. That’s why I follow my man u/Uberkikz11, since that dude is a GME DD Encyclopedia and was born to crunch numbers. No, when Really Smart People make the Blockbuster comparison, it’s usually just Mouth Sounds for: A B&M Store That Used to Be Popular But Now Is Not Because Technology, QED. But here even the Really Smart People might be missing something as well. They’re right in the sense that GME must use this new console cycle window and cash influx to quickly pivot to a tech-first gaming company (more on that and our boy RC shortly!), but they’re wrong on the timing and relevance of this Super Smart Insight.
So fine, they’re doing ok on debt and cash. But who even goes to that 90s-Ass-Looking Cluttered Mall Geekery anymore anyways? I confess: in my darkest moments, as the short sellers manipulate the fuck out of this stock and I curse the names Bell and Sherman, I too have wondered this. But it turns out that, just like I have no idea why anyone listens to Maroon 5 or eats at Applebee’s, apparently a lot of people in America do shit that I do not. Crazy huh? So here is some pretty neat data showing us how out of touch we might be here, Jim:
First, when a pretty large sample size of people were recently asked the question: which of the following stores or websites do you plan to buy holiday gifts from? The #5 response from United States Americans was none other than GameStop (Ticker, Jim: GME). Only Walmart, Amazon, Target, and Dollar Store (poor people buy gifts too, Jim) were ahead of little old GameStop. That’s higher than Nike, Macy’s, the Apple Store—and double the response of Bed Bath and Fucking Beyond in every category they surveyed. Check it: (h/t to my man u/snowk88)
https://stocktwits.com/snowk88/message/260983915
That’s kinda crazy huh? See Jim, when you Think Young(TM), you really can learn something new every day. And by following our man u/snowk88 (@snowk88 over at stocktwits), I learn lots of cool shit. But guess who already knew that? The guy that wrote this bad-ass letter that identifies GME’s brand and customer data as being one of the most valuable things GME has going for it. https://s.wsj.net/public/resources/documents/RC_Ventures_Letter_to_GameStop.pdf
So now we know that Real Life People actually buy shit at GameStop here in the year of our lord 2020. But like that analyst from 2010 said about Blockbuster, there must not be anything on the horizon for GameStop to be more profitable in 2021, right?
Now, I will admit that being a bit bearish on GME in December of 2020 would make more sense if, say, GameStop were the nation’s largest purveyor of limp and half-lit pumpkin spice-scented candles and we were exiting the apogee of Shitty Candle Season. But as it turns out, GameStop is currently selling basically the most sought-after items that exist in the marketplace right now—where demand for the Xbox and Ps5 is far outpacing supply and is projected to continue well into 2021. https://www.gamesindustry.biz/articles/2020-11-17-microsoft-expects-xbox-series-x-s-shortages-until-q2-2021 I don’t really need to get into the details on that here, because it’s pretty goddamn obvious, but I think 2020 GameStop at the precipice of a new console cycle might be in a bit of a better position than, say, 2010 Blockbuster relying on the latest Adam Sandler release to lift its sagging rental numbers. But I don’t know. Millions of people don’t watch my show looking for Candid Analysis from me and my folksy man-of-the-people-lookin’ rolled-up sleeves.
Part 3: Ryan Cohen is the Sword of Damocles Hanging Over the Short Sellers’ Dumbass Heads
And now we’ve gotten to the best part. It’s my favorite part of all of this, Jim, and if you give this a little time, I think it will be yours too. You see, all that corporate bla bla bla about balance sheets and console cycles and early debt repayment and overleveraged short sellers and brand recognition is neat and all—and definitely worth a second look by itself. Maybe even a little Beep-Bop-Boop on the ol’ sound machine—I don’t know your methods. But the real thing that’s about to rip all our faces off here is the business and investment decisions of a mild-mannered wunderkind named Ryan Cohen.
Now you can revisit my prior epistle if you want to know a bit more about the involvement of Mr. Ryan Cohen in Le Affair GameStop. https://www.reddit.com/wallstreetbets/comments/kakxrm/gme_tribe_a_story_about_how_ryan_cohen_is_about/. My fly-by-night theory of his lawyer’s possible use of the consent solicitation could have probably marinated for another day, but the thrust of my argument there was that Cohen and his attorney have been laying the groundwork to come after GameStop for a while now. And that Cohen was likely emboldened by the humiliating, lame-ass CC performance by some dude with a mid-century comic-strip sounding name that we’ll all soon know only as: The Guy With the Punchable Face Who Used to Be CEO of GameStop.
But here is where things get really interesting. This is a story in the making, Jim, for fucks sake - take notes! This Monday, on December 21, Mr. Ryan Cohen filed a revised 13D showing that last week he started buying a shit-ton of shares—starting on Tuesday December 15th—which is the day after the stock price inexplicably plunged on Monday the 14th and the very same day you were yammering on the teevee about GME being Blockbuster! Instead of listening to you, however, Cohen started buying more GME shares (super-sleuth dark pool watchers u/rgrAi and u/snowk88 noticed in real-time that there was some very large accumulation taking place), which culminated in the big reveal that Cohen purchased a total of 2,501,000 additional shares last week—500,000 of which were purchased on Friday December 18, 2020 at the price of $16.02 a share. Ryan Cohen is still the single largest shareholder of GME with 9,001,000 shares in total, taking his ownership of GME above the 10% threshold from 9.98% to 12.9%. And so he apparently thinks that the floor for his investment is $16.02 per share. Is he still buying? We’ll know soon. But yesterday seemed like a little taste of what it might look like if a large buyer steps in to prevent short sellers from manipulating all of my nervous little Rocket Children here and their delicate little paper hands.
There was another thing we learned from this 13D filing: Ryan Cohen has apparently hired a new attorney and law firm. Instead of the great Christopher Davis of Kline Kaplan, now Ryan Cohen is represented by Ryan P. Nebel, a partner with Olshan Frome Wolosky, LLP. Now, if you’re familiar with my prior ramblings, you might wonder if I was a bit confused, and maybe even a little sad, at this sudden change from my man C. Davis. And you might be a little right. But then the wonder of the internet allowed me to learn a bit about these new lawyers. And holy shit, things are about to get fun.
Now, I liked what I knew about Chris Davis and he seems like a genuine bad ass activist attorney. But the folks at Olshan Frome and Wolosky, LLP are Next Level Players and really seem tailor-made for this exact situation. First off, Olshan is ranked as the top global lawfirm for Activist Attorneys. https://www.olshanlaw.com/assets/htmldocuments/Bloomberg%20Activism%20League%20Tables%20H12020.pdf (H/t @flummoxed at stocktwits). They seem to be the go-to law firm for major proxy battles initiated by activist investors. But possibly even more important is that Olshan is the same firm that represented Hestia and Permit in their successful proxy battle earlier this year to appoint two new directors to the GME Board. I’m not going into the fine details of that, because this is already a bit of a long-form Idiot’s New Yorker article, but GameStop just went through a proxy fight last year with Activist Investors Hestia Capital and Permit Capital, which resulted in two Board seats for our shareholder buds from Hestia and Permit. So, it’s reasonable to assume that the attorneys at Olshan might know their way around GameStop at this point and where the pressure points are here.
http://www.globallegalchronicle.com/hestia-capital-and-permit-capitals-two-new-directors-to-the-gamestop-board/
https://www.olshanlaw.com/resources-mentions-HestiaCapital-PermitCapital-GameStop-BoardofDirectors-ShareholderActivism.html
And if you follow u/snowk88 over at stocktwits (@snowk88)— you’d also find a wealth of DD on how Olshan rolls when entering these activist-investor-replaces-dumbass-boards-and-CEOs type disputes. To bottom line it: they get it fucking done.
https://stocktwits.com/snowk88/message/266158534
https://stocktwits.com/snowk88/message/266155112
https://stocktwits.com/snowk88/message/266153175
But what else did we learn from the 13D? We learned that Ryan Cohen is definitely not going anywhere any time soon. Specifically, the filing notes that RC Ventures intends to continue to engage in discussions with GameStop’s board “regarding means to drive stockholder value, including through changes to the composition of the board and other corporate governance enhancements." And while RC Ventures “desires to come to an amicable resolution with [GameStop, it] will not hesitate to take any actions that it believes are necessary to protect the best interests of all stockholders.”
I really like that last part, don’t you? And although I thought his November 16th letter was pretty goddamn clear, this 13D just ratcheted up the transparency level here. In sum, Ryan Cohen has all of our backs and he’s going to replace this Board and Sherman with people that are on the level and that will help implement his vision.
And now seems like a good time to return to those “Ryan Cohen: Boy Genius” articles that were definitely NOT part of a well-coordinated pre-hostile takeover media campaign initiated earlier this year. I think there might be a few things in those articles that Mr. Cohen wanted all of us shareholders (as well as the short sellers and the Board he’s about to replace) to really and truly understand. Recall also that Cohen is not one for diversification or for playing it safe. So here’s a few choice nuggets for you to ponder:
***
Bloomberg, June 2020: https://www.bloomberg.com/news/articles/2020-06-05/chewy-founder-cashes-out-bets-on-apple-wells-fargo
· "It's too hard to find, at least for me, what I consider great ideas," he says. "When I find things I have a lot of conviction in, I go all-in."
· Cohen uses the word “conviction” a lot. He says it’s something he learned from his father, who ran a glassware importing business in Montreal where Cohen grew up. “He taught me how to block the noise from the masses,” says Cohen. “To have a point of view and have conviction and not waver.”
· He wouldn’t, however, recommend his [non-diversified] investment approach to everyone. “You need to have the temperament to block the noise,” he says. “Sometimes it feels like a roller coaster.”
· He likens his obsessive focus on building Chewy to his approach to stock picking. "I don't want to swing for a single," he says.
***
You hear that, Jim? Our man Cohen likes idioms too! But fuck those farm idioms, Jim – we’re upgrading to the Sportsball kind now. So what’s the takeaway here? I’d say that Cohen has his Eye On The Ball and that it’s time for all short sellers and the Board to Throw in The Towel because Ryan Goddamn Cohen likes to Take the Bull By The Horns and will ensure that he Hits a Homerun for shareholders that believe in his vision.
Here’s a few more things Mr. Cohen wants all of us to know:
***
Forbes, August 2020: https://www.forbes.com/sites/zackfriedman/2020/08/16/entrepreneur-chewy-founder-ryan-cohen-shares-his-best-advice/?sh=41e1370e5840
· “For me, each no sounded like they just didn’t understand my vision. It was frustrating at times, but never discouraging. Those ‘no’s never made me doubt my strategy – it was the opposite. I was motivated by all the rejections and they just got me fired up.”
· “I understood that thinking big was likely going to be misunderstood along the way. I’m contrarian by nature, so being misunderstood often validates what I’m doing. It wasn’t until Chewy boxes were on doorsteps across the country that the bulk of investors started to recognize our formula.”
· “[M]y biggest risk would have been not taking risk. The risk of going head-to-head against Amazon. The risk of insourcing fulfillment. The risk of building a company in Florida rather than a popular tech hub. The risk of spending $3 million a month on TV ads, more than Home Depot HD -0.1%'s budget. The risk of hiring expensive executives even though we weren’t profitable. These decisions were some of the most controversial and required me being comfortable betting against conventional wisdom, and were often contrary to the advice of my board. Suffice it to say, I was not the most popular board member.”
· “Dad never swayed when he believed in something. I never compromised my vision, regardless how many investors turned me down I was not going to give up on building Chewy into the world’s biggest online pet retailer. I love to be challenged, and I’m flexible on details, but I’m never willing to give up.”
***
Goddamn it, Ryan. I was done having children but now you’ve forced me into getting back on that train just so I can name this future child Ryan Fucking Cohen. Thanks a lot, asshole.
But to return to my point: are those the statements of a man that seems likely to walk away at this point? Or is Cohen trying to tell us all to get ready because he is going All In on this shit?
So where does this leave us? After a huge week where Cohen buys 2.5M more shares and then the SP skyrockets to $20 yesterday on that news? Well, this is where I want to tip my cap to my man Justin Dopierala over at Seeking Alpha and allow him to conclude this section. He, along with his pal Dmitriy Kozin have been pretty clear-eyed on all this shit for a while now and they both deserve some credit. And I know I gave my main man Justin a bit of a hard time in my last novella, but the dude is sharp as hell and helped a lot of us see the forest through the trees here. And you should also definitely invite him to join your poker nights (seriously: check out the dude’s tweet in response to our own Rod Alzmann’s introduction of the #WeWantCohen hashtag right after the Q3 call debacle). https://twitter.com/DOMOCAPITAL/status/1336446055685230592. You have no comment on a potential takeover involving Ryan Cohen, Justin after your hour-long googly-eyed call together? Can’t believe you’re just preemptively leaving the WSJ and Bloomberg hanging like that. Justin, I love you dude, but if I’m holding pocket Kings I’m folding after that tweet because that twinkle in your eye lets me know you’re about to drop two Aces on my ass.
Anyway. Here is what our man Dopierala thinks might happen here soon (and he called this way back on November 17th- and sorry - no links here, per the mods, as apparently no Alpha must ever be Sought from these parts):
I think a very likely outcome at this point is a majority slate next shareholder meeting where Cohen takes over BOD and then makes himself CEO. A majority slate proxy battle would require all institutions to call in shares and would force a squeeze.
We’re intrigued, Justin. Please continue:
If Ryan Cohen successfully negotiates a purchase price with the Board then the shareholders will have to vote on it. Unlike the proxy battle where Hestia and Permit were running a minority slate of directors, an offer to purchase GameStop would force institutions like Vanguard and Blackrock to call in their shares. By doing so, the shorts would be forced to close out their positions and GameStop would finally have the greatest short squeeze of all-time. Ironically, Cohen could use this opportunity to sell all of his shares and use the proceeds to entirely fund the acquisition of GameStop going down as the first person in history to acquire a billion dollar company... for absolutely nothing. In fact, his acquisition price would be less than zero.
And now is when I get to speculate on what I think is going to happen here. But I do not necessarily think Cohen is going to put an offer to buy GME to take private. That would definitely trigger a MOASS, but I’m not sure I see it given the attorneys he’s hired and his recent buys up to $16 and the amount of cash that would take. Like Dopierala’s first comment, though, I think Cohen is going to nominate directors to replace nearly the entire Board of Directors with a vote happening at the annual meeting and once that Board is in place, they’ll appoint Cohen as CEO. And as Justin notes, if he nominates a majority slate of directors, shares will have to be called in to vote. And this vote and proxy battle will make the prior minority slate Hesita/Permit battle, and the tiny short squeeze that took place when that happened, look tame by comparison.
Now everyone: get your calendars out. Because the date to nominate directors here is in Mid-March, and my super-smart corporate lawyer buds inform me that it’s standard practice to file about 7-10 days prior. So, if this actually happening, we should be seeing something on this by early March.
But even though early March is now the mark on the wall, today’s insane price action caused me to think about all of this a bit harder and speculate a bit more. And a major h/t to my buds on the stocktwits board, especially u/rgrAi (@amarbar) for all the sharp analysis on this. But if you were Ryan Cohen and you knew this company was hugely undervalued and you had a high level of CONVICTION here and also knew you needed shareholder votes to sweep out these dumbasses and implement your vision—then how would you play this with the short interest here as crazy as it is? I’d keep buying. Why? Well, lots of reasons, you smart alecks.
First, so I have more guaranteed votes (duh?). Second, so that when the building starts burning and short hedge funds run for the exits they find that a mild-mannered Millennial with super-good ideas has sealed off all the doors and windows. That’s gruesomely delicious, isn’t it? Why else, CPT? Well, finally, and maybe most importantly, because I would want to excite and delight all my fellow shareholders by triggering a slow-burn short squeeze, raising the SP significantly, so that I can once again make the point (as he did in the Nov 16 letter) that the incompetent management that caused a HUGE drop in SP following that utterly incompetent Q3 call and the shelf registration, had nothing to do with the SP increase that again happened once Cohen announced his intent and started buying. Not the console cycle, not the cost containment measures, not the buybacks and not the early debt reduction. Nope: rightly or wrongly, shareholders will see Ryan Cohen buying shares and the corresponding SP increase and everyone—especially all new buyers who are delighted at their good fortune and swept up by Ryan Cohen Fever 2021—will start getting #WeWantCohen tattoos on their ass they’ll be so happy. And all of us, newly enriched by Ryan Cohen’s Big Canadian Balls and tactical brilliance, will crawl over glass to vote for him over The Boomer Artist Formally Known As GameStop’s CEO. I could be very wrong on this last point in particular, but if we start seeing 13Ds drop here shortly, things should get very fun very quickly.
Part 4: A Return to Our Short-Squeeze-to-Da-Moon Discussion: Who’s Side Are You Fucking On, Jim?
Now, Jim, given the fast friendship we’re creating here, and all we’ve been through over the past 5000 words, I hesitate in bringing this up. But we’ve all seen the video, Jim. You know the one I’m talking about. Yes, the one where you actually tell the truth about how short selling hedge funds manipulate the market to knock down the price of perfectly good securities that many hard-working people invest in—many normal-ass people all assuming they wont ever have to Point Where On The Dolly The Invisible Hand of the Economy Touched Them. But that’s not life now is it Jim? And fuck those poor-ass rubes for not knowing how to play the game with you sophisticated Masters of the Universe, amirite?
https://www.reddit.com/dashpay/comments/93evx4/jim_cramer_reveals_dirty_tricks_short_sellers_use/
https://dealbook.nytimes.com/2007/03/20/cramer-market-manipulato
So where are you in this whole GME/Cohen story, Jim? You candidly (gleefully?) acknowledge that a prime strategy that shorts deploy is to spread negative rumors that are then amplified by Big Smart Trustworthy Financial Media Titans like yourself to shake out unsophisticated retail players like my Rocket Kids here—who because of their tiny paper hands and you mean short selling brutes often subsist on paste and paste alone.
So for this particular security, are you the one helping with the manipulation and actively creating the “new truth” or are you just one of the Useful Idiots that these short sellers use to manipulate with an anodyne, TV media-ready comparison like: GameStop Is The Next Blockbuster? And how in the fuck does this fit into your Think Young(TM) project, Jim? Because if there is one thing that we over at WSB fucking hate, it’s a bunch of Manipulative Short Selling Boomer Fuckwads. Why on earth would a hip Young Thinker like you want to be included in that crew, Jim?
And I know we’re all friends here now, Jim, but I need to push back a bit on some of what you said in that video in such a cavalier whatareyagonnado manner. So if I understand you, short and distort and fomenting negative reactions from retail players based on deliberately false narratives is illegal, but still easy as fuck to do "because the SEC doesn't understand it." But you fucking do understand it, Jim! So why are you helping those short and distorters break the law here? Why are you being such an obtuse dumbshit? Just check out what happens to the borrow rate and short selling every time there is any good news for GME:
https://stocktwits.com/Slantedangles/message/264519950 (h/t @slantedangles). This manipulation isn't just happening with GME; it is happening everywhere. It’s baked into the cake. And that is pretty fucked up that we all just accept it because whatareyagonnado.
I think that one thing that those of us who truly do Think Young(TM) have a hard time understanding is at what point in your lives do you Boomers all finally come to realize that it’s maybe time to stop playing the game like you have been? What point do you finally have enough where doing the right thing matters more than getting paid? Maybe start by telling the truth more often—and maybe don’t go out of your way to help those corrupt-ass hedge fund managers who continually fuck over average people merely because they were stupid enough to believe you all. What contempt you Masters of the Universe have for all of them—for all of us. There is a bigger story here on GME and this out-of-control short interest (naked shorting, counterfeit shares) http://counterfeitingstock.com/CS2.0/CounterfeitingStock.html than even Ryan Cohen and the inevitable short squeeze we’re about to witness here. And it begins and ends with people like you and Melvin Capital and Bank of America not giving a fuck about the rules while thinking you’re smarter than the rest of us who do—but who lack power to do anything about it. And you know what? Maybe you are smarter than us. You certainly know how to play this game pretty well, as that video shows. But if I know my old school 1980s movies like I think I do, this is usually the part of the story where the rag-tag kids from across the tracks come over to show you hubristic rich fuckheads what happens when you fuck a stranger in the ass.
Now I myself have never dabbled in pacifism, Jim, so this isn’t too much of a stretch for me, but seeing that video of yours and seeing the insane short interest and all the manipulation here makes me want to burn the whole corrupt system to the ground—while barricading the doors to trap in those arrogant-ass short sellers who lie and cheat and distort to profit off average people. And though I’m certain that this larger battle is not driving him, maybe that result is one that Ryan Cohen wouldn’t mind too. Though he’s a polite Canadian and would probably just let everyone know that he’s not really mad, just disappointed. But me? I’m an Angry American and I say: Block the fucking doors and windows and light that shit up.
So maybe this epistle will be useful for your Think Young(TM) project and cause you to reflect a bit more on what’s really going on out there with this whole GME thing and the likely illegal shorting that has driven the short percentage of float to these insane levels, drawing in new retail shorts too stupid to know what’s even happening. Or maybe it wont cause you to reflect in the slightest (count me as one of those cynical types that see your overtures to WSB as a transparent play for greater market share from the Young Crowd since your old-ass audience is dying and/or switching to bonds). But in a few months when all the Billy Ray Valentines and Louis Winthorpes assembled here are toasting each other in stupid shirts on a white-sand beach somewhere, we do not want you to look back on your knee-jerk boomer-ass dismissal of GME and your Useful Idiot blathering with that same tinge of regret and longing you feel when you look at a pre-Client 9 picture of you and your old roomie: warm-toes-and-hosiery-enthusiast E. Spitzer, Esq.
In conclusion: GME = Blockbuster comparisons are for Simps and Corrupt Short-and-Distorters. Don’t be like them, Jim. And to my Rocket Children: the only weapon we wield in this stupid game is Diamond Hands with a float like this. Toughen the fuck up.
And Happy Holidays everyone.
--CPT Hubbard
TL/DR: Jim Cramer likes farm-based idioms and apparently being a useful idiot to scummy short selling hedge funds. DD on the GME turnaround is solid and overleveraged short sellers should be shitting themselves. Ryan Cohen, our polite, hard-working Canadian benefactor is about to rip all our fucking faces off and trigger a MOASS. Probably even by early March, if that time is good for you (he’ll text before he comes). And fuck infinite regress: It’s rockets all the way down here. 🚀🚀🚀 Now: diamond hands, motherfuckers.
**This is a shitpost and is only to be used as investment and life advice for Mr. Jim Cramer, Esq.
submitted by CPTHubbard to wallstreetbets [link] [comments]

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