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Gambling charity criticises banks' use of card blockers
A gambling awareness charity in the UK has criticised UK banks for failing to properly use technology designed to prevent users from accessing gambling sites via their debit and credit cards. Research carried out by the University of Bristol on behalf of the GambleAware charity found that the technology works well but is not accessible to millions of consumers. So-called card blockers are designed to allow users with gambling problems to request that their card be blocked from accessing any gambling-related sites. But the research found that 40% of current accounts, equivalent to 28 million users, do not offer any card blocking features. In all, only eight financial services firms offer blockers on certain products and ranges, including gambling-related sites. Furthermore, the report also found that were significant shortcomings even with those accounts that did offer card blocking services. For example, the feature could easily be turned off, rendering them more like a light switch than a lock, or else users could turn to e-wallets as a workaround. Consequently, GambleAware is calling on the UK's financial regulator, the Financial Conduct Authority, to recommend gambling blocks are made standard features of all credit and debit cards and are also equipped with a time-release lock of at least 48 hours. The charity is also calling for an awareness campaign. From the aggregated data and statistics shared by financial firms, researchers estimated that blockers are being used by roughly 500,000 consumers. And the data shared by one bank offering card blockers revealed an average of two to three transactions per month per user were blocked, equating to between 390,000 and 585,000 blocked transactons per month. According to the UK's Office for National Statistics, the UK spent £14.5 billion on gambling in 2018, while gambling addiction is estimated to cost up to £1.2 billion per year. “Keeping people safe from gambling harms requires banks to play their full part in providing consumers with effective means to block gambling transactions," said GambleAware chief executive Mark Etches. "While some banks have taken proactive steps to help shield their customers from gambling harms, the findings of this research indicate that improvements can and should be made. We encourage the banking industry to work together alongside the Government and regulators to implement the proposed recommendations.” Originally published by Finextra | July 7, 2020
Brewster's Millions, $1.6 Billion Lotto Edition. You've won, but with the condition that you have to spend $100 million usd in 30 days, without telling anyone, acquiring any assets or destroying anything including money. Gambling/charity can only account for 5% each. How do you spend it?
Buttcoiner makes a brave stand and prays to God to end "predatory, immoral and ludicrous" state backed lotteries with butts to fight "evil" that cleverly aims to self destruct by donating 1% of player funds to anti gambling charities to encourage people not to play.
N26 being "socially responsible" into their own pocket: 3% betting fees
This is just really cringy marketing, using "social responsibility" as an excuse for taking 3% fees and pocketing them. If N26 was really socially responsible they would donate the fees to a gambling charity - but not pocketing the money for themselves.
We want to empower people to live better lives At N26, we want to continue to help customers live better, as well as bank better. As part of our drive to be more socially responsible, we’ve introduced a 3% gambling fee as a practical step to help people who want to reduce their gambling habits. In addition, this also helps us in the fight against fraud as there can be more fraudulent activity associated with these types of transactions. Source: https://n26.com/en-eu/blog/t-and-c-pricing-changes
IWTL how to start a charity organization for gambling addicts
I’m over 2 months removed from my gambling addiction and I always told myself I wanted to start a charity fund for those who need help like I once did. I figured I could put the money towards more funding for Gamblers Anonymous or something of that nature. Is there an app I can do this on or anything similar? Really new to this, so any help would be appreciated.
Taking advantage of children with unregulated gambling will never at any point be a valid or acceptable way for you to make money, Jagex - no, not even if you donate a meager sum to a few charities occasionally
Seeing Jagex talk about their charitable actions is always some of the most gut churning, disgusting shit. "We, a corporation that makes tons of money by taking advantage of vulnerable people, have given back!" Like - you're not suddenly the good guy because you give a meager sum to a charity. You're just a bad guy who managed to understand that good optics can make you even more money. The simple and inescapable fact is that you run an unregulated gambling service that's readily available to children, that you encourage people to participate in every day with free keys. You try so, so hard to normalize it and get people hooked with no regard for the outcomes. You don't have a portion of your site dedicated to the potential harm of gambling. You don't let people easily self-exclude. You don't make any attempt to check if anyone's actually of legal age to gamble. You don't do anything that anyone would reasonably expect or want from any gambling service. You weasel around even admitting that you're offering a gambling service because you know it's awful. It'd be so, so, so easy for you to just sell what you sell without the gambling aspect, too. Yet you don't. You have clung to selling things via gambling specifically. If gambling makes you a lot of money - this means you're heavily taking advantage of people with gambling. If gambling doesn't make you a lot of money - this means you're negligently not changing anything just for a tiny bit more money. Either way you're awful.
And no, before anyone says them, the following aren't good arguments:
"But they're a company, they have to make money." Companies regularly have to abide by reasonable social or legal rules. Jagex just gets a free pass because they're playing in the wild west and people like playing their video game. "But it helps develop the game!" It really just lines the pockets of investors. Jagex has seen record profits in recent years, and we've seen a slew of disappointing weeks. More money =/= better development. It just means more profit for investors. If Jagex wasn't under the thumb of investors, they could get on just fine without any MTX. "Just play ironman / ignore it." The issue is that they're taking advantage of some people. Me ignoring it doesn't solve the issue. It just means I'm ignoring the issue. "It's so annoying to hear about this." You hear about this because Jagex consistently is unethical and cartoonishly evil, not because of the people pointing out that things are awful. If you want to stop hearing about it, support the problem being fixed rather than sweeping it under the rug. "EXP doesn't matter anymore!" The issue is that they're taking advantage of some people. I don't care if EXP matters. I care that Jagex is negligent and is taking advantage of people with gambling MTX. "But not everyone who buys keys is a gambling addict?!" The issue is that they're taking advantage of some people. Not everyone is a victim, but some are. The fact that some people aren't victims doesn't suddenly mean victims don't exist. "People should be more responsible." You mean Jagex? You know, the company offering an unregulated gambling service that they take none of the responsibility any reasonable person or government would expect of them? Of course, when people say this they always mean the buyer - not Jagex, Jagex never has to take any responsibility . . . Again - part of the issue is that the people being sold these things are vulnerable people. Hell, we're all susceptible to the little psychological tricks that can come alongside gambling - not to mention some kid. Would you say that kids should be more responsible in a world without a smoking age restriction or warnings on the pack? Hopefully not. Because, ahemWE LIVE IN A SOCIETY. You stand to gain absolutely nothing by being callous, you're only serving a corporate interest that you have no stake in by defending shit like selling gambling to children. Unless you're all hyped up to defend a tobacco company's right to sell children smokes, don't act like everything should fall on to individuals. Unless you're all hyped up to do everything by yourself (ironman btw), don't act like everything should fall on to individuals. Rules can be good, and working together can be good - you benefit from that everyday. "But what about the people who want to gamble?!" Jagex could even set up a gambling thing that properly follows legal and social expectations for a gambling service if you're seriously desperate for Jagex to keep gambling around. "But what about Duel Arena!?" People often bring this up as some kind of "gotcha!" a lot. TH is just more widespread, directly reglated to Jagex's real world profits, and easily gotten rid of without having to then think of solutions to prevent player run gambling (which often leads to scamming, not to mention - y'know, being gambling). So . . . Yeah, get rid of DA as well and make the effort to prevent player-run gambling. "They won't stop. It's pointless to even try." The kind of attitude that says, "Well, we can't do anything!" is a huge part of why they can keep exploiting. You're giving up any power you potentially had and weakening that of others by letting Jagex know you'll defend them. People just roll over again, and again, and again. It's no wonder that things get worse if the prevailing attitude is, "I don't care." Or, "We can't stop it anyway." Who's going to respect the wishes of someone who can't even respect their own wishes? And Hell, we got
And you don't want to hold them to that in any way? You want to just say, "they won't" after they said something that could reasonable be read as, "Yeah, we'll get rid of gambling (but we're not going to say gambling)"? And sure maybe they weren't saying "we'll get rid of gambling" with that statement - but it sounds like, if nothing more, a step in the right direction that hasn't happened after half a year. Jagex has responded to criticism before, but you make it so, so easy to not do anything when you defend their every disgusting action.
You receive 30,000,000 dollars and have to spend it all in a month and have nothing to show for it. You cannot tell anyone what it is you're doing, give it away, give it to charity, gamble it, or buy and destroy valuables. If you succeed, you get 300,000,000 dollars. What do you spend the money on?
Before we get into the story I’ll provide some context. I have aspergers, meaning I cannot deal with social situations, on top of that I have sensory issues which pretty much overload in a crowded place. If it gets too much I normally just go on my phone and look at Reddit so long time lurker. My fiancé and I decided to go to a charity event at the local pub to raise money for the girls dance team in the next village. Now usually this pub is dead but since it’s a near gambling charity event (horse racing) the whole village turned up, so it was loud and crowded. I sat down with my fiancé and reserved a couple of chairs for his parents, a few minutes later a sweet older lady asks if her friends can use some of the other chairs on the table I say yes because she asked nicely and now comes entitled Granny (now called EG). She sat right next to me and was a old as she was miserable, not too bad at first just snapping at her husband. So we get a couple of drinks in and place our bets when EG strikes up this conversation. EG: do you know any of the girls at the dance club? Me: no not really, but I like doing community fundraisers at this place. She gave me the hardest death stare I had ever seen and asked my fiancé’s dad (FD) the same question and I thought nothing of it. The noise was getting too much so I decided to go on reddit for a few minutes, as I was looking at funny cat videos she cuts in. EG: why are you on your phone? Me: just looking at a cat video (my dumbass proceeds to show her the video of a cat falling over thinking maybe she’d laugh) EG then proceeds to chew me out in front of her friends about kids today on their phones, at this point my eyes were rolled so far back in my head that I was about to go blind (I don’t even know you). I pretty much tune it out until the first race. Now at this place if you guess the correct horse you get prizes and a little bit of money. I’m pretty lucky so by the fourth race I’ve stockpiled prizes and EG is getting more furious with each win. She then snaps at me; EG: How do you keep winning?! You must be cheating! Me: not really, I’m just lucky sometimes. EG: I don’t believe you! You don’t even deserve this (proceeds to take my bottle of wine) Not today satan. Me: can you give me that back please? EG: NO! I will not have some disrespectful brat keep all this! At this point her friends rush to grab the wine from her (being in their 80’s I was surprised they could move that fast). They then tookher outside where she kept on screaming profanities at me, they then apologized to me and the pub managers and I never saw them after that. Got my bottle of wine back in the end which I needed after that encounter and was £10 up from when I started...time to get the rounds in!
What’s Up South Texas!: Woman dedicates life to sewing toddlers’ clothes for charities; Kathleen Gamble has sewn at least 600 outfits for children in need across Texas
@nytimes: A small charity in Jerusalem is offering an under-the-radar service treating mostly ultra-Orthodox and older Covid-19 patients in their homes. Health experts say it’s a gamble, and could endanger lives in severe cases. https://t.co/jnoLPzqLoE
Gambling industry’s spending on marketing surged to £1.5bn last year, prompting renewed warnings about impact on children, days after report revealed steep rise in number of under-18 problem gamblers...study...found betting companies have increased marketing spend by 56% since 2014.
This is the best tl;dr I could make, original reduced by 47%. (I'm a bot)
The gambling industry's spending on marketing surged to £1.5bn last year, prompting renewed warnings about the impact on children, days after a report revealed a steep rise in the number of under-18 problem gamblers. A study for GambleAware, the UK's leading gambling charity, found that betting companies have increased their marketing spend by 56% since 2014, with five times more spent online than on TV commercials. The £1.5bn total means that gambling adverts account for 8% of the total UK advertising market, which according to market research group Nielsen is valued at £19bn. It is also more than seven times the annual advertising spend of Proctor & Gamble, the company behind brands including Pampers and Gillette, which is the UK's biggest single advertiser - and 150 times the £10m that gambling firms give via a voluntary levy to GambleAware, the main recipient of funds for addiction treatment and research. The study, by gambling industry specialists Regulus Partners, found that one in eight 11-to-16 year olds follow a gambling company on social media. Those who do are three times more likely to spend money on gambling. A number of gambling industry bosses have called for a clampdown on advertising over recent months, urging the government to lay down guidelines to protect children.
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![[UK] - UK gambling charity chair says attitudes in industry stunned her](https://b.thumbs.redditmedia.com/N1O2xUnEheuv0Q1GdSmYUWL9-AVizoHfZi0K2ywln0Q.jpg "[UK] - UK gambling charity chair says attitudes in industry stunned her")
